Tally Prime
Saurav Kumar
Branch Credit Officer
Lakhisarai,Bihar
Summary
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
7
7
year of professional experience
2
2
Languages
Work History
Branch Credit Officer
Aye Finance Pvt Ltd.
09.2023 - Current
- Examine & evaluate loan applications after login in system.
- Personal Discussion (PD) with customers at Shop with References check.
- Files CAM Prepare for Unsecured Business Loan (UBL), Secured Business Loans (SBL)
- Underwriting the loan in Products (Secured & Unsecured) Business Loan.
- CIBIL check, Eligibility, Banking RepaymentTrack Record.
- Responsible for application process from login to disbursement.
- Approve, reject and coordinate approval for business loans.
- Analysis of Customer's financial details and process loans for further preceding as per company norms.
- Oversee flow of cash or financial instruments of customers in unsecured and secured loans.
- Appraising unsecured loans and secured loans 2lacs to 10lacs.
Accountant
Apr Automobiles Pvt Ltd.
4 2017 - 8 2023
- Handled day-to-day accounting processes to drive financial accuracy
- Reconciled accounts and reviewed expense data
- Make Data of Sale and Service, MIS report and relative Commercial data
- Entry in Tally of Bank Reconciliation, General Accounting, Cashbook/Daybook
- Coordinate with Branches Team and entry all transaction in bank
- Organize Meeting with team or attend meeting with reporting Boss
- Coordinate with Staff for clerical support
- Assign Work to staff.
Education
Graduate - Bachelor of Science
GNPRC College / Magadh University
GayaIntermediate - Science
S K College
Jamui, BiharMatriculation -
H S Chuan
Jamui, BiharSkills
Application Review
Application verification And Documentation
Fraud understanding
Loan recommendations
Team Collaboration
Customer Relations
Continuous Improvement
Personal Information
- Date of Birth: 10/02/1994
- Gender: Male
- Nationality: Indian
- Driving License: BR53 20170013408
- Marital Status: Married
Software
MS Excel
Interests
Listening Music
Cooking
Timeline
Branch Credit Officer
Aye Finance Pvt Ltd.
09.2023 - Current
Accountant
Apr Automobiles Pvt Ltd.
4 2017 - 8 2023
Graduate - Bachelor of Science
GNPRC College / Magadh University
Intermediate - Science
S K College
Matriculation -
H S Chuan