Summary
Overview
Work History
Education
Skills
Personal Information
Software
Interests
Timeline
Generic
Saurav Kumar

Saurav Kumar

Branch Credit Officer
Lakhisarai,Bihar

Summary

To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

7
7
year of professional experience
2
2
Languages

Work History

Branch Credit Officer

Aye Finance Pvt Ltd.
09.2023 - Current
  • Examine & evaluate loan applications after login in system.
  • Personal Discussion (PD) with customers at Shop with References check.
  • Files CAM Prepare for Unsecured Business Loan (UBL), Secured Business Loans (SBL)
  • Underwriting the loan in Products (Secured & Unsecured) Business Loan.
  • CIBIL check, Eligibility, Banking RepaymentTrack Record.
  • Responsible for application process from login to disbursement.
  • Approve, reject and coordinate approval for business loans.
  • Analysis of Customer's financial details and process loans for further preceding as per company norms.
  • Oversee flow of cash or financial instruments of customers in unsecured and secured loans.
  • Appraising unsecured loans and secured loans 2lacs to 10lacs.

Accountant

Apr Automobiles Pvt Ltd.
4 2017 - 8 2023
  • Handled day-to-day accounting processes to drive financial accuracy
  • Reconciled accounts and reviewed expense data
  • Make Data of Sale and Service, MIS report and relative Commercial data
  • Entry in Tally of Bank Reconciliation, General Accounting, Cashbook/Daybook
  • Coordinate with Branches Team and entry all transaction in bank
  • Organize Meeting with team or attend meeting with reporting Boss
  • Coordinate with Staff for clerical support
  • Assign Work to staff.

Education

Graduate - Bachelor of Science

GNPRC College / Magadh University
Gaya

Intermediate - Science

S K College
Jamui, Bihar

Matriculation -

H S Chuan
Jamui, Bihar

Skills

Application Review

Personal Information

  • Date of Birth: 10/02/1994
  • Gender: Male
  • Nationality: Indian
  • Driving License: BR53 20170013408
  • Marital Status: Married

Software

Tally Prime

MS Excel

Interests

Listening Music

Cooking

Timeline

Branch Credit Officer

Aye Finance Pvt Ltd.
09.2023 - Current

Accountant

Apr Automobiles Pvt Ltd.
4 2017 - 8 2023

Graduate - Bachelor of Science

GNPRC College / Magadh University

Intermediate - Science

S K College

Matriculation -

H S Chuan
Saurav KumarBranch Credit Officer