Dynamic Senior Area Manager with a proven track record at INDEL MONEY Ltd., excelling in strategic business planning and financial analysis. Adept at driving team performance and identifying growth opportunities, I leverage strong leadership skills to enhance profitability and foster employee development, consistently achieving objectives and optimizing business results.
Overview
26
26
years of professional experience
Work History
Senior Area Manager
INDEL MONEY Ltd.,
Kollam
11.2024 - 03.2025
Analyzed business performance data and forecasted business results for upper management.
Interviewed prospective employees and provided input to HR on hiring decisions.
Reviewed financial statements and identified areas of cost savings or revenue generation potential.
Held regular one-on-one meetings with employees to review performance and priorities and provide feedback.
Analyzed sales data to identify trends and opportunities for growth.
Evaluated individual and team business performance and identified opportunities for improvement.
Provided leadership, insight and mentoring to newly hired employees to supply knowledge of various company programs.
Planned and lead team meetings to review business results and communicate new and ongoing priorities.
Senior Area Manager
SUPRA PACIFIC FINANCIAL SERVICES Ltd.,
Trivandrum
11.2023 - 11.2024
Analyzed business performance data and forecasted business results for upper management.
Identified areas for improvement within stores based on feedback from customers or employees.
Interviewed prospective employees and provided input to HR on hiring decisions.
Reviewed financial statements and identified areas of cost savings or revenue generation potential.
Held regular one-on-one meetings with employees to review performance and priorities and provide feedback.
Analyzed sales data to identify trends and opportunities for growth.
Evaluated individual and team business performance and identified opportunities for improvement.
Established performance objectives and monitored progress towards achieving them.
Planned and led team meetings to review business results and communicate new and ongoing priorities.
Area Manager
MUTHOOT FINCORP Ltd
Trivandrum
10.2013 - 10.2023
Company Overview: One of India's leading NBFC with Pan India presence
Budgeting & Projections
Receivables Management
Manpower & Infrastructure Management
Team buildup and training
Reporting & Regulator compliance
Branch profitability and Staff productivity
Maintained an up-to-date knowledge of industry trends, legal requirements and competition activities.
Identified business opportunities by analyzing consumer trends within local markets.
Organized promotional activities such as special events or discounts campaigns in branch & area level.
Boosted team morale and overall revenues by creating and implementing sales contests.
Aligned procedures and protocols with changing business demands.
Deputy Manager
HDFC Bank Ltd
Trivandrum
03.2006 - 10.2013
Company Overview: India's top rated New Generation Bank
India's top rated New Generation Bank
Junior Executive
BAJAJ AUTO FINANCE Ltd
Trivandrum
10.2001 - 03.2006
Company Overview: NBFC involved in Vehicle funding and No.1 Consumer durable financing in India
NBFC involved in Vehicle funding and No.1 Consumer durable financing in India
Officer - Finance
ESCOTEL MOBILE COMMUNTATIONS Ltd
Kochi & Kannur
10.1998 - 03.2001
Company Overview: One among India first MNC Mobile Telecom company
Managed credit profiling of the customer base and collections of over dues through DSAs and agencies.
Supports in achieving DOs' profitability and customer base.
Drafted presentations summarizing key findings from financial analyses.
Prepared monthly, quarterly and annual reports for management review.