A Competent Individual Leading Change in Enterprise Risk Management (ERM) for almost a decade. Driving Risk Averse Strategies by encompassing Credit Risk, Regulatory Risk and Operational Risk. Defining Key Risk Governance Framework and Implementing strategies. Ensuring Compliance Risk by Defining Policy as per the Regulators. Representation in Fintech Convergence council (FCC), Payment Council of India (PCI) and Self Regulatory Organizations(SRO).
Exploring New Technology, Data vendors for Risk and Product Enrichment.
Domain Expertise in Fraud identification and implementation of Industry leading Mitigation Rules. Product enhancement from Risk Perspective. Keeping Risk Rate, Fraud Rate, NPA under benchmarks with various mitigation techniques.
Product exposure Credit line, PL, BL, BNPL, HCF, LACR, Micro Loans and UPI.
Rapid Response to Change in Business dynamics and implementing necessary changes. Ensuring Key Reporting for higher management.
Creating series of data stories dashboards for monitoring. Possess excellent interpersonal, communication and organizational skills.
Practical with joining the dots in Investigation that leads to the Final positive outcome.
Always Vigilant in the Job and the Organization because the base of an organized fraud begins at the Portfolio i.e. Organizational levels.
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