SQL
Meher Saladi
Banking Professional
Bengaluru
Summary
Adept in business development and mortgage underwriting, who has successfully cultivated partnerships and maximized business opportunities. Leveraged vendor negotiations and lead generation skills to surpass sales goals, fostering a culture of achievement and mentoring future leaders. Demonstrates a unique blend of marketing and credit knowledge to drive revenue growth.
Overview
7
7
years of professional experience
2
2
Certifications
3
3
Languages
Work History
Branch Head
Bank Of Baroda
04.2024 - Current
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Mentoring junior staff members, cultivating a culture of continuous learning and development.
- Improved branch efficiency by streamlining operations and implementing new processes.
- Increased overall sales, implementing targeted marketing strategies and promotional campaigns.
Credit Manager -MSME
Bank Of Baroda
04.2022 - 03.2024
- Evaluated complex customer profiles using financial statements, credit reports, and industry data to make informed lending decisions.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Examined credit reports, financial statements and tax returns to determine repayment capability. Made approval and denial recommendations by determining accurate risk levels.
Credit Manager - Retail Mortgages
Bank Of Baroda
04.2020 - 03.2022
- Negotiated loan terms and conditions with customers to secure best deal.
- Demonstrated sound decision-making skills when assessing borrower eligibility based on financial stability, creditworthiness, and collateral value.
- Assisted in training new team members, fostering a collaborative work environment that supported professional growth.
- Compiled and analyzed data to determine approaches to improve sales and performance.
Marketing Officer
Bank Of Baroda
07.2017 - 03.2020
- Collaborated with various stakeholders to develop promotional materials to boost product visibility.
- Collaborated closely with internal and external stakeholders to develop targeted campaigns that generated high-quality leads for the sales pipeline.
- Negotiated contracts with vendors and DSA ensuring the best pricing and terms for company profitability.
Education
MBA - Marketing
Jawaharlal Nehru Technological University
Kakinada 04.2001 -
Bachelor of Technology, India - Information Technology
Ramachandra College of Engineering
ELURU 04.2001 -
Skills
- Business Development
- Credit analysis
- Problem-Solving
- Mortgage lending
- Liasoning
- Tech Savvy
Software
MS OFFICE
Certification
JAIIB - Indian Institute of Banking and Finance
Timeline
Branch Head
Bank Of Baroda
04.2024 - Current
Credit Manager -MSME
Bank Of Baroda
04.2022 - 03.2024
Credit Manager - Retail Mortgages
Bank Of Baroda
04.2020 - 03.2022
Marketing Officer
Bank Of Baroda
07.2017 - 03.2020
MBA - Marketing
Jawaharlal Nehru Technological University
04.2001 -
Bachelor of Technology, India - Information Technology
Ramachandra College of Engineering
04.2001 -
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