MOHAMMED SIDDIQ
Bangalore
Summary
Detail-oriented investment banking operations professional with extensive experience in AML, CDD, EDD, sanctions screening, and transaction monitoring. Expertise in customer risk assessment, regulatory compliance, and financial crime investigation. Proven track record in analyzing complex data, resolving alerts, and enhancing operational efficiency.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Senior Associate
WNS
Bangalore, Karnataka
2025.03 - 2026.04
- Utilized World Check to screen over 250 client profiles weekly for potential PEP, sanctions, and adverse media risks, resulting in a 40% reduction in undetected high-risk entities over a 12-month review cycle.
- Conducted Enhanced Due Diligence (EDD) on high-risk clients to ensure compliance with AML regulations
- Perform customer risk assessments using KYC, sanctions, and compliance frameworks
- Monitored transactions for suspicious activity and financial crime risks to safeguard organisational integrity
- Execute sanctions screening (OFAC, UN, EU) and resolve alerts efficiently
- Investigate alerts and accurately differentiate false positives from true matches.
- Verified identity, address, and corporate documents to meet regulatory standards
Analyst II
Northern Trust
Bangalore, Karnataka
2023.04 - 2025.02
- Oversaw KYC onboarding and client verification processes, ensuring thorough compliance and risk mitigation
- Conducted Enhanced Due Diligence (EDD) for high-risk customers
- Monitored transactions and conducted due diligence to detect suspicious activities, reinforcing regulatory compliance
- Ensured regulatory compliance with international sanctions (OFAC, EU, UN) and prepared detailed reports.
- Identified and verified directors, UBOs, and company secretaries with over 25% shareholding
- Facilitated escalation of unresolved or partial matches to AML Operations for timely investigation
Associate
WNS
Bangalore, Karnataka
2022.06 - 2023.03
- Reviewed AML, KYC, CDD, EDD, sanctions, and anti-bribery compliance reports to ensure adherence to regulatory standards
- Filed Suspicious Activity Reports (SARs) in compliance with AML regulations, ensuring accuracy and timely submission
- Investigated transaction monitoring alerts, escalating suspicious cases to enhance compliance and mitigate risk
- Identified unusual customer activity and documented investigation findings
- Conducted research on fraud, money laundering, and financial crime cases to support informed decision-making and risk assessment
- Analyzed media sources for reputational and compliance risk insights.
Education
Bachelor of Commerce - Finance
Govt First Grade College
Kolar Gold Fields2020-01
Pre-University - Commerce
First Grade College
Kolar Gold Fields2017-01
SSLC -
Nizamia High School
Kolar Gold Fields2015-01
Skills
- Due diligence
- UBO verification
- FATCA compliance
- AML strategies
- Sanctions screening
- Know Your Customer (KYC)
- Regulatory compliance
- Data analysis and reporting
- LexisNexis expertise
- World-Check utilization
- Microsoft Excel and Office proficiency
- MS Word capabilities
- Media monitoring
- Problem solving
- Time management
- Time management
Certification
Certified Investment Banking Operations Professional (CIBOP), 2022
Custom Section
Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Identification and verification of UBOs, FATCA compliance, Anti-Money Laundering, Sanctions screening, Data analysis, Reporting, Attention to detail, Regulatory Compliance, Problem-solving, Microsoft Excel, Sanction screening, UBO identification, Lexis Nexis, World Check, Clear Microsoft Office, Decision Making, Microsoft Windows, MS Word, Know Your Customer, Time Management, MS PowerPoint, Adverse media, PEP
Languages
English
Proficient
C2
Hindi
Proficient
C2
Tamil
Advanced
C1
Telugu
Advanced
C1
Kannada
Advanced
C1
Timeline
Senior Associate
WNS
2025.03 - 2026.04
Analyst II
Northern Trust
2023.04 - 2025.02
Associate
WNS
2022.06 - 2023.03
Bachelor of Commerce - Finance
Govt First Grade College
Pre-University - Commerce
First Grade College
SSLC -
Nizamia High School