MURALI S
Bengaluru
Summary
A highly skilled and results-driven professional with over seven years of experience in the financial services industry, specializing in sanctions compliance and anti-money laundering (AML) functions. Expertise spans transaction screening, sanctions checks on SWIFT payments, and trade messages, and conducting comprehensive fraud investigations. Adept at ensuring adherence to regulatory requirements while upholding organizational values. Demonstrates a proven track record in team leadership, training, and development, consistently driving operational excellence, and fostering a culture of compliance and risk mitigation. Known for delivering high-quality results in fast-paced environments, with a strong commitment to maintaining the highest standards of integrity and compliance.
Overview
8
8
years of professional experience
Work History
Team Lead
State Street India Pvt Ltd.
04.2022 - Current
- Screening second-line review of payments and SWIFT messages in accordance with OFAC and other countries' policies, procedures, and practices, to ensure compliance with laws and regulations (OFAC, UN, EU, HMT, BSA, USA PATRIOT Act).
- Monitoring end-to-end process performance, identifying improvement opportunities, and implementing strategic enhancements to optimize operational efficiency, and elevate client satisfaction.
- Investigate the transactions received in Fircosoft Continuity as per SLA, within the respective TAT, as per the regulator.
- Responsible for other tasks, such as the ISIN check process, SDN checks, license check process, and false positive mitigation, and UAT testing of Fircosoft.
- Reviewing the RMA (Relationship Management Application) request to confirm whether the BICs are permissible to transact with.
- Perform regular quality control checks for both FLOD and SLOD teams, providing timely feedback on QA/QC errors, and maintaining CAPA (Corrective and Preventive Action) documentation to support continuous improvement and audit readiness.
- Lead training sessions for new hires, and support knowledge development across the team.
- Preparing various monthly MIS reports, dashboard reports, and weekly stats pertaining to process and productivity.
- Review negative news alerts, gifts and entertainment (G&E) requests, political contributions, and lobbying activities under the ABAC framework.
- Collaborate with cross-functional teams to strengthen internal controls, improve operational efficiency, and uphold a strong compliance culture.
- Review negative news alerts, gifts and entertainment (G&E) requests, political contributions, and lobbying activities under the ABAC framework.
- Conduct regular false positive (false hit) mitigation on sanctions and watchlist alerts to ensure accurate disposition, and reduce unnecessary escalations.
- Utilize Refinitiv Eikon, World-Check, and Prime applications for daily transaction screening, negative news checks, and due diligence processes, ensuring accurate and efficient sanctions and PEP screening.
Senior Analyst
Deutsche bank
10.2017 - 04.2022
- Second level review and approval of messages from HOTSCAN application which filters financial messages against terrorist and fraudulent activities as well as organizations across the globe listed in Special Risk Client List.
- Proposing of Good Guys to increase the STP rate.
- Identify and place suspicious transactions into the investigations queue.
- Research and resolve the client/backend team enquiries within the prespecified time frame.
- Schedule and manage the training program of the new recruit as per the learning curve.
- Ensure that the errors reported have been communicated to the staff immediately.
- Online checklist, Manual checklist and Hourly Flash handling for management perspective to track all the payment's and cut offs (EBA, EURO, JPY, AUD, CNY, USD and SEPA services).
- Data Base Management - List Upload Activity (Download the embargo lists and OFAC SDN lists from the external sources and uploading to the system).
- Deployment and COC support - Supporting IT Team for application releases, checkouts and other COC related activities.
- Part of dB Detect fraud authentication process.
Education
B.COM -
Bangalore University
Bengaluru, India10.2016
Skills
- Anti-money laundering (AML)
- Anti-bribery and corruption (ABAC)
- Escalation handling and case disposition
- Pep and adverse media screening
- Quality Control (FLOD & SLOD)
- Root cause analysis
- Refinitiv Eikon, World-Check One, and Prime
- Hotscan and Fircosoft
- Team leadership and mentoring
- Training and development of new hires
- Microsoft Power BI
- Microsoft Office Suite (Excel, Word, PowerPoint)
Accomplishments
- Received the Yearly Recognition Award in 2018 - 2019 for outstanding performance in AML and sanctions compliance
- Awarded Spot Award twice for upholding Deutsche Bank's core values and demonstrating excellence in daily operations
Languages
- Kannada
- English
- Telugu
- Hindi
- Tamil
Timeline
Team Lead
State Street India Pvt Ltd.
04.2022 - Current
Senior Analyst
Deutsche bank
10.2017 - 04.2022
B.COM -
Bangalore University