Naresh Vidhani
Corporate Banking
Ahmedabad
Summary
Results-oriented Banking executive with demonstrated record of accomplishment in streamlining operations, increasing profits and maximizing market penetration. Decisive leader promoting operational improvements, market expansion, and positive corporate culture as keys to success.
Overview
21
21
years of professional experience
Work History
President (Regional Head) Emerging Local Corporate group (ELC)
Yes Bank Limited
08.2014 - Current
- Responsible for managing a portfolio of client having turnover in excess of INR 100 cr till INR 2000 cr across various industries for the region of Gujarat and Rest of Maharashtra.
- Handling team of 30 people across regions which consist of 4 Team leaders and 26 RM’s.
- Handling Portfolio of more than 5000 cr for companies across Gujarat, Rest of Maharashtra and Rajasthan
- Business Development through acquisition of new customers, increase business opportunities among existing customer, cross sales of various products of banks.
- Worked for various Syndication deals, & Private equity deals for various clients across the region.
- Ensure that the credit &risk profiling is robust & adequate.
- Managed crisis situations effectively while minimizing disruption to daily operations.
Vice President – Corporate Banking
The Hongkong & Shanghai Banking Corporation Limited (HSBC Bank)
09.2013 - 07.2014
- Responsible for managing a portfolio of client having turnover in excess of INR 250 cr till INR 2500cr across various industries for the region of Gujarat.
- Undertake credit analysis involving analysis of financial statements, ratio analysis, financial modeling and sensitivity analysis for preparation of credit proposals.
- Business Development through acquisition of new customers, increase business opportunities among existing customer, cross sales of various products of banks.
- Identified opportunities to improve business process flows and productivity.
- Demonstrated proficient leadership skills to motivate employees and build competent teams.
Vice President, Commercial Clients
The Royal Bank of Scotland NV (Previously know as ABN AMRO Bank)
07.2007 - 08.2013
- Responsible for managing a portfolio of client having turnover in excess of INR 4500cr across various industries for the region of Gujarat & Pune.
- Undertake credit analysis involving analysis of financial statements, ratio analysis, financial modeling and sensitivity analysis for preparation of credit proposals.
- Worked for various M& A deals, Syndication deals, & Private equity deals for various clients across the region of Gujarat.
- Business Development through acquisition of new customers, increase business opportunities among existing customer, cross sales of various products of banks.
Relationship Manger, Business Banking
Citi Bank NA
06.2006 - 07.2007
- Responsible to sell Business products through the branches network by offering HNW customers various products suited to their requirements.
- In depth evaluation of the customers on various parameters viz Market, Positioning, Product Profile, Management Integrity, Financial risk which enable the bank to evaluate the creditworthiness of the customer.
- Ensure that the credit &risk profiling is robust & adequate.
- In depth understanding of business financials. Also understand the business process end to end including the backend process, throughput timelines, and documentation requirement
- Successfully launched the Surat location for the Business Banking Group, Citibank N.A
Solution Manager
ICICI bank, SMEG CBG
06.2005 - 06.2006
- Solution Manager with SMEG group catering to one stop financial needs for banking and trade products for the cluster of Engineering and Auto Ancillaries.
- Continuous Business Development through acquisition and sorting of data bases, client interaction, preparation of notes for approval as per bank policy and get approval of the same
- Revenue maximization by way of getting processing fees and Net interest income.
- Cross -sell products of ICICI Bank & Group Companies and to maintain daily relationship with the client to provide one stop service for all their financial needs thereby ensuring customer loyalty.
- Appreciation from Mr. Vijay Chandok, Head of SMEG in the first 6 months of my assignment on new initiative of Venture fund for SMEs.
Sawan Ghodiawala, Chartered Accountants
01.2005 - 06.2005
- Work profile included audit, certification, accounting standards application, and accounting assignments.
Education
CA Final -
Institute of Chartered Accountants of India
Ahmedabad, India01.2004
M.com - undefined
Gujarat University
01.2004
CA Inter - undefined
Institute of Chartered Accountants of India
01.2002
B.com - undefined
Gujarat University
01.2001
CA Foundation - undefined
Institute of Chartered Accountants of India
01.2000
HSC - undefined
Gujarat Board
01.1998
Skills
Strategic business planning
Team leadership development
Strategic visioning
Leadership team building
Organizational leadership
Regulatory compliance
Business administration
Accomplishments
- Received Mi Markets “Special Contribution” award in July 2012.
- Received Mi Markets “Excellence in Relationship” award in Jan 2012.
- Received Commercial Clients ‘Deal of the month’ award in Oct 2011
- Project on Mid markets in Malaysia for a period of one month in Feb 2010
- Revenue Champion for the month of June & July 2009.
- Acquisition Champion for the month of July 2009.
- Received Commercial Clients ‘Deal of the month’ award in Macrch’08 for ECB deal
Timeline
President (Regional Head) Emerging Local Corporate group (ELC)
Yes Bank Limited
08.2014 - Current
Vice President – Corporate Banking
The Hongkong & Shanghai Banking Corporation Limited (HSBC Bank)
09.2013 - 07.2014
Vice President, Commercial Clients
The Royal Bank of Scotland NV (Previously know as ABN AMRO Bank)
07.2007 - 08.2013
Relationship Manger, Business Banking
Citi Bank NA
06.2006 - 07.2007
Solution Manager
ICICI bank, SMEG CBG
06.2005 - 06.2006
Sawan Ghodiawala, Chartered Accountants
01.2005 - 06.2005
M.com - undefined
Gujarat University
CA Inter - undefined
Institute of Chartered Accountants of India
B.com - undefined
Gujarat University
CA Foundation - undefined
Institute of Chartered Accountants of India
HSC - undefined
Gujarat Board
CA Final -
Institute of Chartered Accountants of India
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