Naveen Kumar Marathi
Senior Product Owner
Bengaluru
Summary
Seasoned product management professional with nearly two decades of experience. Demonstrates a strong track record of driving innovation and achieving strategic objectives. Proficient in agile methodologies, market analysis, and effective stakeholder communication. Recognized for fostering team synergy and thriving in fast-paced environments. Committed to consistently delivering exceptional results and exceeding corporate goals.
Overview
2026
2026
years of professional experience
7
7
Certifications
Work History
Senior Product Owner – Identity, Authentication & Authorization
Lloyds Technology Center
10.2024 - Current
- Working within Identity, authentication and authorization platform, on a mission to design, build and deliver a suite of identity and authentication methods along with providing a multi-cloud, containerized, scalable, centralized authorization capability for channels to use downstream, managing their entitlements service.
- Led the design, build and delivery of Identity Verification as an authenticator (IDVaaA) which is highly adoptable across customer channels, compliant by design, promoting choice and smooth experience for the customers to navigate and complete high risk journeys with confidence.
- IDVaaA helps us to effectively mitigate existing, new and emerging fraud threats.
- Led the digital modernization of Tokens as authenticator with a goal to simplify org wide authentication capabilities and increase availability of reusable and scalable authenticators.
- Increased team efficiency by streamlining processes and optimizing workflows for cross-functional collaboration.
- Improved user experience through regular collaboration with UX designers and incorporating feedback from end users.
- Owning the vendor management and relationship for tokens as authenticator.
- Launched cloud-based payment modernization.
Senior Product Owner – Digital Payments & Communications
JPMorgan Chase Services India Pvt. Ltd
- Worked as a Payments domain specialist.
- Improved user experience through regular collaboration with UX designers and incorporating feedback from end users.
- Created and maintained comprehensive product documentation, ensuring all team members had access to up-to-date information on project requirements, features, and specifications.
- Owned and managed the Home lending payments product, which included both functional and tech modernization initiatives on the roadmap.
- Led the QUAD (Product, Tech, DCE & Data analytics) discussion for the initiatives owned.
- Launched cloud-based payment modernization products (Payment limits and Notifications), impacting 20 plus global payment groups along with orchestrating their data migration.
- Worked with the legal, risk and compliance partners for the product development and roll out.
- Successfully delivered new payment initiatives which was built from scratch, most recent being Pay in 4 which has been built and developed on latest tech stack like cloud infra and is independent, reliable and scalable, product is rolled out to 2.5Mn eligible Chase customers in Feb 2024.
- Owned and managed the Communications Product Modernization roadmap which included Alerts migration to target platform, decommissioning of migrated alerts from heritage platform, Data center migrations and led the scrum team/s associated to this effort.
- Modernized 300+ customer alerts, improving communication and user experience.
- Worked with stakeholders to define business objectives and functional specifications for work requests in the pipeline.
- Collaborated with the delivery team to perform feasibility analysis, create program with agile focused delivery strategy and define timelines.
- Managed demos, feature deployments, designed and built the hygiene features like advanced reporting and dashboards for the Alerts delivery platform.
- Use domain and technical expertise to drive technology implementation of initiatives, risk assessment and mitigation and improving platform stability and usability.
- Increased team efficiency by streamlining processes and optimizing workflows for cross-functional collaboration.
Project Manager – Digital Payments
JPMorgan Chase
- Effectively communicated the scopes, schedules, and budgets with both customers and contractors on a variety of projects.
- Managed delivery of end-to-end projects.
- Analyzed current technology usage and devised plans for utilizing existing infrastructure to the full as well as implementing new technology solutions.
- Assisted the Senior Technical Project Manager in all duties, including planning, analysis, scheduling, and budgeting.
- Successfully managed multiple projects simultaneously by prioritizing tasks according to urgency, resource availability, and alignment with organizational goals.
- Planned, designed, and scheduled phases for large projects.
Agility Lead/Scrum Master – Digital Payments
JPMorgan Chase
- Initiated and oversaw the development, testing, and deployment of the heritage Move Money Services into the Targeted Tomcat & GKP platforms by decomposing from the existing Monolith platforms in order to reduce cross application impacts, improve Time to market and Quality along with improvement in developer efficiency.
- Put together an Agile team and administered Scrum processes.
- Defined the requirements of both new and existing system modifications and prepared status reports for the perusal of the senior management.
- Managed product backlog effectively, prioritizing high-value items for faster completion.
- Facilitated Scrum framework – sprint planning, backlog grooming, daily scrums, sprint reviews, and sprint retrospectives.
Data Provisioning Lead – Chase Online Banking
Accenture
- Responsible for setting up a test data provisioning model which caters to the test data needs of the entire Digital online banking organization by coordinating with all the downstream teams and systems.
- Coming up with various data conditioning utilities which eliminated redundant manual effort release after release.
- Creation of test data provisioning playbooks and conducting trainings across all the squads to help towards achieving the self- service model for test data conditioning.
- Self-motivated, with a strong sense of personal responsibility.
- Excellent communication skills, both verbal and written.
QA Chapter Lead – Digital Payments
Accenture
- Responsible for setting up a team which will be responsible for testing the entire online banking application covering Functional, Automation, Services validation, Performance & Accessibility testing.
- Responsible for setting up a gating process to ensure that a bug free code is deployed to the Dev and QA regions thus providing a stable environment ensuring efficient utilization of resources and time.
- Improved the test automation coverage by 108% with an average pass rate of ~80%.
- Came up with a utility to Accessibility testing called A-Eye, tool was showcased organization wide and was well received. A non- provisional patent application has been filed and is in the final stages of patent issuance.
- Coached junior developers through mentorship programs, improving their technical skills and overall performance.
- Enhanced team communication, fostering an inclusive environment that encouraged open dialogue among team members.
Education
Bachelor of Engineering - Electronics & Communications
Vishweshwaraiah Technological University
06.2005
Skills
- Product Management
- Project Management
- Agile Practitioner
- Vision & Product Roadmap
- Teamwork
- Leadership
- Stakeholder Management
- Optimization
- Backlog prioritization
- Design thinking
- Product roadmapping
- Strategic visioning
- User story creation
Certification
AWS Certified Cloud Practitioner
Patents
Automated Accessibility Testing Utility, 16/507151
Distinctions
- NASSCOM GCC Summit Award for Innovation
- ASIAPAC CEO Award
- Technology Ace Award
- Top Notch Award
- Guards of the Fort Awards
Timeline
Senior Product Owner – Identity, Authentication & Authorization
Lloyds Technology Center
10.2024 - Current
Senior Product Owner – Digital Payments & Communications
JPMorgan Chase Services India Pvt. Ltd
Project Manager – Digital Payments
JPMorgan Chase
Agility Lead/Scrum Master – Digital Payments
JPMorgan Chase
Data Provisioning Lead – Chase Online Banking
Accenture
QA Chapter Lead – Digital Payments
Accenture
Bachelor of Engineering - Electronics & Communications
Vishweshwaraiah Technological University
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