Navneet Kumar
Bengaluru
Summary
I am a dynamic risk consulting manager with expertise in credit risk and data quality management. My proven track record includes leading cross-functional teams to improve operational efficiency and ensure compliance. I am skilled in SAS and Python, where I have driven impactful data remediation initiatives, and delivered actionable insights through comprehensive data analysis and reporting.
Overview
11
11
years of professional experience
Work History
Manager, Global Delivery Services
EY
Bangalore
01.2019 - 01.2025
- Collaborated with the Risk team on IRB ways of regulatory reporting, performance analysis, RWA calculation, and impact assessment.
- Experience in IFRS 9, ways of regulatory reporting, performance analysis, RWA calculation, and impact assessment.
- Supported end-to-end LED Risk-Weighted Assets (RWA) computation for credit risk under the Basel III framework.
- Ensured accurate regulatory reporting of SA (Standardized Approach) and IRB (Internal Ratings-Based) RWA calculations.
- Details the composition of a bank’s regulatory capital (CET1, AT1, Tier 2), and ensures compliance with minimum capital requirements under Basel III/CRR.
- Developed and implemented data quality frameworks to fine-tune the accuracy, completeness, and consistency of risk data.
- Assisted with macroeconomic variable selection and forward-looking adjustments for the calculation of ECL under IFRS 9 regulation.
- Collaborated on the data mapping document from source to target, and the data quality assessments for the source data.
- Supported model conversion from SAS to Python.
Lead Analyst, Global Analytics
RBS
05.2018 - 01.2019
- Assisting to create SAS datasets for in-house post-hoc statistical analysis and using SAS data steps for large data processing for different projects
- Collaborated on the data mapping document from source to target and the data quality assessments for the source data
- Working under the supervision of PO and Agile Master to manage the large volume of structured and unstructured data as well as extracting and cleaning data to make it amenable for analysis
- Create reports and datasets and develop code logic for a business and document in a run book over confluence page
- Creating SAS VA dashboard for visualization as per product owner’s requirement
- Coordinating with supply chain operations for data and working for insights generation by Spend and contracts data.
Assistant Manager, D&IM
HSBC EDP
07.2017 - 05.2018
- Data mapping between Enterprise Data Warehouse and from multiple sources (including Oracle, flat files, Excel), building and implementing the data flows, and loading the data into a SAS Analytical/Reporting data mart
- Campaign execution and building strategies and coordinating with US marketing team for cards campaign management
- Collaborated with the technology department to retrieve campaign results and provides solution in case of issues
- Coordinated with data entry vendors and internal technology team to ensure seamless entry into the HDW data
- Supported on automation of the BAU campaign.
Senior Business Analyst, Analytics
EXL Services Pvt Ltd
06.2016 - 07.2017
- Impairment calculation with IAS39 and IFRS09 Methodology
- Worked on IFRS9 end to end Implementation and automation of the ECL calculation process
- Validating the data and examining the quality and detail of output reports, according to the procedures and standard and ensuring the quality of deliverables meet internal standards
- Workshop and presentation in South Africa for IFRS09 Implementation
- Automated modelling approaches for PD, LGD, EAD, and Staging in SAS programming language.
Senior Business Analyst, Mid-Market
Aon HR Services Pvt Ltd
09.2013 - 03.2016
- Gathering data requirements and designing/developing data marts
- Data mapping between Enterprise Data Warehouse and from multiple sources (including Oracle, flat files, Excel), building and implementing the data flows, and loading the data into a SAS Analytical/Reporting data mart
- Developed SQL packages / Base SAS scripts, conducted unit testing, coordinate the production deployment, and resolved post-implementation issues with Root cause analysis
- Validating the data and examining the quality and detail of output reports, according to the procedures and standard, and ensuring the quality of deliverables meet internal standards.
Education
Master of Business Administration - It & Finance
Swami Dayanand University
Meerut, U.P.01.2022
Bachelor of Engineering - Information technology
BMSCE
Muktsar, Punjab06.2012
Skills
- Credit risk modeling
- Data analysis
- Regulatory reporting
- Model validation
- SAS
- SQL
- Python
- Basel IV
- Model Development/Implementation
Timeline
Manager, Global Delivery Services
EY
01.2019 - 01.2025
Lead Analyst, Global Analytics
RBS
05.2018 - 01.2019
Assistant Manager, D&IM
HSBC EDP
07.2017 - 05.2018
Senior Business Analyst, Analytics
EXL Services Pvt Ltd
06.2016 - 07.2017
Senior Business Analyst, Mid-Market
Aon HR Services Pvt Ltd
09.2013 - 03.2016
Master of Business Administration - It & Finance
Swami Dayanand University
Bachelor of Engineering - Information technology
BMSCE
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