Naziya Begum

❖ Part of Corporate Due Diligence Investigation Team,
assists the Line of business in making relationship
approval decisions by providing background investigation
information on potentially new customers as an extension
of the onboarding process.

❖ Performs mini-investigations that we refer to as screenings
on the customers and related parties submitted by the line
of business. The screenings cover sanction screening, PEP
screening, BSA Hotlist screening, FinCen screening, HKMA
screening, Volcker screening, USA Patriot Act verification.

❖ The results of the searches are sent to LOB through Final
Investigation Summary Report.

❖ Execute in-depth research and background checks on
individuals and entities to assess and address sanctions, credit,
financial crime, and reputational risks, ensuring meticulous, documentation on of findings.
❖Perform non-documentary Customer Identification Program
(CIP) procedures for domestic clients, ensuring full compliance
with regulatory mandates and bank policies.

❖ Work on Wells Fargo In house tools where screenings are
run automatically for each subject/entity and we perform review on the possible hits thrown by the tools.

❖ Prepare reports to provide the investigation results to the
LOB and perform the escalation process to report any
confirmed threats to the business.

❖ Works on tools like COPS, Alacra, Westlaw, OCS,LNRMS,
WISER,WORLDCHECK and Advance background check.

❖ Carrying out Customer Identification Procedures for the Client.

❖ Collection and analysis of basic identity information as per the various governing bodies.

❖ Name matching against lists of known parties (such as Politically Exposed Person PEP).

❖ Determination of the customer’s risk in terms of propensity to commit money laundering, terrorist finance, or identity theft.

❖ Carrying out Level 2 checks as certified by the client.

❖ Analyzed and verified sources of funds (SOF) and wealth
(SOW), enhancing financial transparency and integrity.
❖ Demonstrated proficiency in identifying and scrutinizing
beneficial ownership through detailed examination of share
registers and corroborative and documentation.

❖ Proficient with regulatory frameworks such as the US PATRIOT
Act, Combating the Financing of Terrorism (CFT), FINCEN, FATCA, and OFAC compliance.

❖ KYC/CDD/EDD Analysis for KYC Remediation, Event Driven Review (EDR), AML & Periodic Review for Global Transaction Banking and also investigating the suspicious activity/Behavior of the Customers and reporting to the NCA.

❖ Intermediate knowledge in Back office

❖ Used transactional and customer records, external data, publicly- available information, and other information to identify suspicious or unusual activity.

❖ Experience in AML Fraud and risk detection and to ensure timely filing of SAR/CTR/CAR.

❖ Evaluated transactions and customer relationships for money laundering activities and identified red flag issues and escalated within the AML Group.

❖ Validated investigations utilising range of sources from both internal and external sources.

❖ Completed ongoing customer activity monitoring to identify unusual or suspicious activity related to fraud.

❖ Provided advice and services consistent with relevant procedures, standards and performance targets to maximise customer satisfaction.

❖Perform complete KYC onboarding for new and pre-
existing customers by documenting and corroborating the
information obtained on the client as required by Bank
Global KYC Procedures utilizing a variety of independent
research sources.
❖Analyze Client data,documentation and negative news in
order to determine Client Risk Profile as established under
the KYC Procedures.
❖Responsible for reviewing and ensuring all required AML/
KYC Regulatory requirements for clients are met.
❖Liaise with Compliance on specific requirements and
regulations arising under special circumstances.
❖Identify accurate risk rating for clients to highlight high risk
jurisdiction and identify the PEP associated.
❖Single point of contact for Business Unit Teams, Compliance and other supporting functions for due diligence, Verifying and validating client documents to the internal systems.
❖ Process knowledge of various types of trading entities-
corporate and partnership companies, trusts, Banks, holding companies, funds, NPO, Government and State, owned bodies, foundation and SPV, etc.
❖Achieved Green lit level for the quality of work and directly
sent profiles to RM without quality check.
❖Works on tools like FCRM, World check, Bloomberg, Advance Background check ,Lexis nexis, RDC, People search, D&B.

❖Part of Bank project in KYC team performing Due Diligence for clients’ request.

❖ Performed meticulous analysis of client document on and Know Your Customer (KYC) information, aligning with risk assessments and business unit interactions.

❖Sourcing Entity data directly from the public domain such as
Registry, Regulator, Exchange listing and Company Website,
evidencing and validating those sources with provided data and External links.

❖ Hand-on experience on search with various countries registry
and regulator for across globe.