Summary
Overview
Work History
Education
Skills
Personal Information
Languages
Timeline
Generic
Neeraj Bhardwaj

Neeraj Bhardwaj

Product Manager IT
Greater Noida,UP

Summary

Results-driven Product Manager with 8+ years of experience in lending technology, digital transformation, and product delivery within the BFSI domain. Proven track record of leading end-to-end product lifecycle-from requirement gathering and solution design to vendor collaboration, testing, and go-live. Adept at building scalable solutions (LOS/LMS, mobile apps, digital verification tools) that improve customer experience, streamline operations, and accelerate business growth. Strong cross-functional collaborator with expertise in stakeholder management, API integrations, automation, and agile methodologies.

Overview

8
8
years of professional experience
4
4
years of post-secondary education

Work History

Product Manager - IT

Shubham Housing Development Finance Company Ltd.
Gurgaon
12.2023 - Current
  • Led the successful implementation of shubhVMS and shubhPD applications, enabling digital valuation, verification, and personal discussions for lending processes.
  • Translated business requirements into product features, preparing BRDs and SRS, and collaborated with vendors for development.
  • Conducted UAT, test sign-offs, and training sessions for legal, credit, and technical teams, ensuring smooth adoption.
  • Managed API integrations with multiple partners, enhancing ecosystem connectivity and reducing turnaround time.
  • Oversaw change request management and business-as-usual support for critical lending applications.
  • Handled vendor relationships, billing approvals, and ensured timely delivery of product enhancements.

Senior QA Engineer

One97 Communications (Paytm)
Remote
11.2022 - 10.2023
  • Partnered with the Product Owner to define requirements for LMS module enhancements.
  • Contributed to automation testing and regression frameworks, ensuring quality delivery of new product features.
  • Supported product releases by validating business scenarios and ensuring compliance with user expectations.

Software Test Engineer

Nucleus Software Exports Ltd.
Noida
02.2020 - 11.2022
  • Supported product teams on FinnOne Neo LOS/LMS applications, contributing to sprint-based product releases.
  • Ensured seamless functionality and user experience of mobile lending solutions (mCAS, mFin, mApply, etc.).

Quality Analyst

Qualtech Consultants Pvt. Ltd.
Noida
06.2017 - 02.2020
  • Collaborated with NBFC clients to roll out miFin LOS/LMS modules, securing stakeholder approval and production readiness.
  • Provided product support, UAT testing, and client engagement, helping ensure adoption and satisfaction.

Education

B.Tech - Electronics & Communication Engineering

DIT School of Engineering
Greater Noida
08.2012 - 06.2016

Skills

  • Product Lifecycle Management
  • Requirement Gathering
  • BRD Documentation
  • SRS Documentation
  • Stakeholder Engagement
  • Vendor Management
  • Agile Methodologies
  • Scrum Methodologies
  • API Integrations
  • Digital Lending Solutions
  • Business Process Re-engineering
  • LOS Systems
  • LMS Systems
  • Data-Driven Decision Making
  • SQL
  • Reporting
  • UAT Metrics

Personal Information

Title: Product Manager | Digital Lending Solutions | BFSI Technology

Languages

English
Advanced
C1
Hindi
Upper Intermediate
B2

Timeline

Product Manager - IT

Shubham Housing Development Finance Company Ltd.
12.2023 - Current

Senior QA Engineer

One97 Communications (Paytm)
11.2022 - 10.2023

Software Test Engineer

Nucleus Software Exports Ltd.
02.2020 - 11.2022

Quality Analyst

Qualtech Consultants Pvt. Ltd.
06.2017 - 02.2020

B.Tech - Electronics & Communication Engineering

DIT School of Engineering
08.2012 - 06.2016

Similar Profiles

CREATE PROFILE
Neeraj BhardwajProduct Manager IT