Neeraj Bhardwaj
Product Manager IT
Greater Noida,UP
Summary
Results-driven Product Manager with 8+ years of experience in lending technology, digital transformation, and product delivery within the BFSI domain. Proven track record of leading end-to-end product lifecycle-from requirement gathering and solution design to vendor collaboration, testing, and go-live. Adept at building scalable solutions (LOS/LMS, mobile apps, digital verification tools) that improve customer experience, streamline operations, and accelerate business growth. Strong cross-functional collaborator with expertise in stakeholder management, API integrations, automation, and agile methodologies.
Overview
8
8
years of professional experience
4
4
years of post-secondary education
Work History
Product Manager - IT
Shubham Housing Development Finance Company Ltd.
Gurgaon
12.2023 - Current
- Led the successful implementation of shubhVMS and shubhPD applications, enabling digital valuation, verification, and personal discussions for lending processes.
- Translated business requirements into product features, preparing BRDs and SRS, and collaborated with vendors for development.
- Conducted UAT, test sign-offs, and training sessions for legal, credit, and technical teams, ensuring smooth adoption.
- Managed API integrations with multiple partners, enhancing ecosystem connectivity and reducing turnaround time.
- Oversaw change request management and business-as-usual support for critical lending applications.
- Handled vendor relationships, billing approvals, and ensured timely delivery of product enhancements.
Senior QA Engineer
One97 Communications (Paytm)
Remote
11.2022 - 10.2023
- Partnered with the Product Owner to define requirements for LMS module enhancements.
- Contributed to automation testing and regression frameworks, ensuring quality delivery of new product features.
- Supported product releases by validating business scenarios and ensuring compliance with user expectations.
Software Test Engineer
Nucleus Software Exports Ltd.
Noida
02.2020 - 11.2022
- Supported product teams on FinnOne Neo LOS/LMS applications, contributing to sprint-based product releases.
- Ensured seamless functionality and user experience of mobile lending solutions (mCAS, mFin, mApply, etc.).
Quality Analyst
Qualtech Consultants Pvt. Ltd.
Noida
06.2017 - 02.2020
- Collaborated with NBFC clients to roll out miFin LOS/LMS modules, securing stakeholder approval and production readiness.
- Provided product support, UAT testing, and client engagement, helping ensure adoption and satisfaction.
Education
B.Tech - Electronics & Communication Engineering
DIT School of Engineering
Greater Noida 08.2012 - 06.2016
Skills
- Product Lifecycle Management
- Requirement Gathering
- BRD Documentation
- SRS Documentation
- Stakeholder Engagement
- Vendor Management
- Agile Methodologies
- Scrum Methodologies
- API Integrations
- Digital Lending Solutions
- Business Process Re-engineering
- LOS Systems
- LMS Systems
- Data-Driven Decision Making
- SQL
- Reporting
- UAT Metrics
Personal Information
Title: Product Manager | Digital Lending Solutions | BFSI Technology
Languages
English
Advanced
C1
Hindi
Upper Intermediate
B2
Timeline
Product Manager - IT
Shubham Housing Development Finance Company Ltd.
12.2023 - Current
Senior QA Engineer
One97 Communications (Paytm)
11.2022 - 10.2023
Software Test Engineer
Nucleus Software Exports Ltd.
02.2020 - 11.2022
Quality Analyst
Qualtech Consultants Pvt. Ltd.
06.2017 - 02.2020
B.Tech - Electronics & Communication Engineering
DIT School of Engineering
08.2012 - 06.2016