NEERAJ SUBHASH CHOUGULE
Retail asset & mortgages
Sangli
Summary
Professional in business development with focus on driving growth and building strategic partnerships. Extensive experience in identifying new market opportunities and implementing successful business strategies. Expertise in market analysis and relationship management. Problem-solving abilities and effective communication, fostering productive work environment.
Overview
4
4
years of professional experience
3
3
Language
Work History
Senior Business Development Manager
Bandhan Bank Ltd
05.2025 - Current
- Increased sales revenue by strategically identifying and pursuing new business opportunities.
- Developed strong relationships with corporate DSAs, referral associates, connectors, real estate agents, and builders to generate new business.
- Developed strong relationships with key clients, leading to long-term partnerships and increased loyalty.
- Streamlined internal processes related to lead generation and prospecting tactics, reducing time spent on administrative tasks.
- Aligned sales objectives with corporate goals by creating strategic plans that balanced short-term wins with long-term sustainability.
Retail Office in Charge
Bandhan Bank Ltd
11.2024 - 04.2025
- Increased branch revenue by implementing effective sales strategies and maintaining strong customer relationships.
- Streamlined operational processes for improved efficiency and cost reduction.
- Managed risk by ensuring adherence to regulatory requirements and internal policies.
- Optimized resource allocation to ensure efficient branch operations while meeting financial targets.
- Maintained accurate records of all transactions, ensuring audit compliance and data integrity.
Customer Care Executive (Business)
Bandhan Bank Ltd
08.2023 - 10.2024
- Organized client documentation for efficient processing and quicker turnaround times on loans.
- Managed a diverse pipeline of loans while ensuring strict adherence to regulatory guidelines and policies.
- Developed strong relationships with corporate DSA, referral associates, and real estate agents to generate new business opportunities and referrals.
- Achieved high levels of customer retention by consistently delivering exceptional service throughout the entire loan process.
- Organized and finalized loan applications for underwriter review.
Customer Care Executive (Collection)
Bandhan Bank Ltd
10.2021 - 08.2023
- Reduced outstanding receivables by proactively monitoring aged accounts and prioritizing collection efforts accordingly.
- Utilized strong communication skills to handle difficult conversations with customers, maintaining professionalism and empathy.
- Documented all daily collections and delinquent account activities by uploading information to company's database.
- Negotiated payment arrangements with clients, resulting in increased revenue for the company.
- Contacted delinquent members by phone, email and mail to determine reasons for delinquency.
- Educated customers on credit policies and potential consequences of non-payment, promoting responsible financial behavior.
- Determine when repossession would be the best course of action, and prepare appropriate documentation for the SARFAESI process.
Education
MBA - Finance
Dr. D.Y. Patil Vidyapeeth, Pune
Pune 04.2001 -
BCS - Bachelor of Computer Science
Willingdon College
Sangli01-2017
H.S.C -
Tanubai Ganpatrao Aarwade Jr. College
Sangli01-2013
S.S.C -
Vithoba Khandappa Highschool
Panvel01-2008
Skills
New business development
Disclaimer
I hereby declare that all the foregoing information is correct to the best of my knowledge and belief.
Thanking You.
Timeline
Senior Business Development Manager
Bandhan Bank Ltd
05.2025 - Current
Retail Office in Charge
Bandhan Bank Ltd
11.2024 - 04.2025
Customer Care Executive (Business)
Bandhan Bank Ltd
08.2023 - 10.2024
Customer Care Executive (Collection)
Bandhan Bank Ltd
10.2021 - 08.2023
MBA - Finance
Dr. D.Y. Patil Vidyapeeth, Pune
04.2001 -
BCS - Bachelor of Computer Science
Willingdon College
H.S.C -
Tanubai Ganpatrao Aarwade Jr. College
S.S.C -
Vithoba Khandappa Highschool
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