Nikhil Nalla
Hyderabad
Summary
Dynamic role at Genpact Ltd with expertise in credit analysis and client negotiation. Proven track record in cash collection, achieving 99% accuracy in daily receipts. Adept at resolving billing disputes and ensuring KYC compliance, driving client satisfaction and operational efficiency. Passionate about delivering results and enhancing financial processes.
Overview
13
13
years of professional experience
3
3
Certifications
Work History
Assistant Manager
Genpact Ltd
Hyderabad
10.2021 - Current
- Credit Management: Analyze and assess the financial statements and credit history of existing and potential clients.
- Review credit applications and perform credit checks.
- Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
- Enter, update and retrieve information for credit applications.
- Determine credit worthiness of applicants.
- Respond to inquiries from lenders.
- Review deals and field questions from Junior Credit Analysts.
- Cash Application & Collections: Proceeds daily Receipts(Wires/ACH/Checks)with 99% Accuracy.
- Resolved Misapplied /Unidentified Payments.
- Sending Quick pay links to customers.
- Generating pay portal access to customers.
- Generated and verified daily, Weekly and monthly invoices, Ensuring 100% Compliance.
- Handling client inquiries, Resolving 95% billing disputed with in established SLA’s.
- Contacting customers for past due invoices via email and letters encourage timely payments.
Process Associate (Operations)
KFin Technologies Pvt Ltd
Hyderabad
06.2016 - 09.2021
- Handling the Commercial Transactions End-to-End process.
- Perform an independent check of the KYC information provided by the investors and clients.
- Verify the documents that have been sent by the clients, and identify the KYC details.
- Coordinating with the clients and branches if KYC is not updated as per norms, and making sure not to reject any investor due to a lack of KYC details.
- Preparation of the registration feed on a cycle-wise basis and sending it to aggregators on a daily basis.
- Reconciling the Credit Identified MIS Report with Collection Statements, and sending the same to the client.
- Flagging of payout dates and UTR numbers for pay-outs.
- Following up with Branches and AMC for payout rejections and reissuing the payouts.
- Preparing Pending Unclear MIS Report for Collection Accounts.
- Submitting MIS reports to the AMC regarding excess credits and credit pending.
- Refund of the amounts if transaction will not be reported within TAT after the confirmation of AMC.
- Preparing the daily control report of the unit and sending it to the client.
- Resolving email queries received from branches, AMC, and the customer care center.
- Handle the NCT (Non-Commercial) queries, find gaps, and coordinate with R&T for smooth processing.
- KYC processing with various KRAs, and follow-up to find out gaps and resolve them with KRAs.
- Playing a backup role for other processes, like Funding, SIP, STP processing, UCR reports, and Banking.
- Previously known as Karvy Fintech Pvt. Ltd.
Junior Relationship Executive
Muthoot Finance Ltd
Hyderabad
08.2013 - 06.2016
- The day-to-day branch operations and administration of the branch.
- Approving the loan, advances, and follow-ups for repayments.
- Maintaining registers, such as the Bond Delivery Register, Leave Register, and Key Movement Register.
- Bills, invoices, and vouchers complete in all respects for expenses incurred are available.
- Obtaining KYC compliance from the customers while granting the loans.
- Updating the General Ledger daily.
- Maintaining Cashier Scroll.
- Canvassing maximum business for the organization by effectively marketing various products of the group.
- Maintaining a database of potential customers, regularly updating the same, and contacting the customers to ensure customer acquisition and retention for the improvement of business.
- Checking all the reports being sent to the Regional Office and Corporate Office for their accuracy and correctness.
- Ensuring that the withdrawal and deposit of cash from the vault/safe are handled strictly according to instructions.
- Sending the monthly performance review report to the Regional Office.
- Maintaining all control registers as prescribed is introduced and maintained up to date in the branch.
- Maintaining a register for all types of expenses, leave, and payroll of staff.
- Preparing probable loss, account, non-performing asset account, and overdue account.
Education
Master’s in Business Administration -
Vaageswari College
KarimnagarBachelor of Science -
Vaagdevi degree & PG College
WarangalSkills
- Credit analysis
- Cash collection
- Invoice generation
- Client negotiation
- KYC compliance
- Commercial transactions
Disclaimer
I hereby declare that all statements made are correct to the best of my knowledge and belief.
Languages
- English
- Telugu
- Hindi
Personal Information
- Father's name: Narasimha Reddy N
- Marital status: married
Languages Known
English
Upper Intermediate (B2)
B2
Telugu
Upper Intermediate (B2)
B2
Hindi
Beginner
A1
Certification
SME certificate by Genpact
Address
- Flat No 402 Lakshmi Nilyam, Rice mIll road, Muthangi, Paterncheu, Hyderabad Pin:502300
Date of Birth
- 11/08/1988
Timeline
Assistant Manager
Genpact Ltd
10.2021 - Current
Process Associate (Operations)
KFin Technologies Pvt Ltd
06.2016 - 09.2021
Junior Relationship Executive
Muthoot Finance Ltd
08.2013 - 06.2016
Master’s in Business Administration -
Vaageswari College
Bachelor of Science -
Vaagdevi degree & PG College