Work Preference
Summary
Overview
Work History
Education
Skills
Accomplishments
Disclaimer
Personal Information
Timeline
Generic
Nitin Mishra
Open To Work

Nitin Mishra

banker
Nalasopara,MH

Work Preference

Job Search Status

Open to work
Desired start date: Immediately

Desired Job Title

Assistant Vice President -Retail Asset Consumer Lending for Personal Loan DSA Vertical

Work Type

Full Time

Location Preference

On-SiteHybrid
Location: Nalasopara, MH, IN
Open to relocation: Yes

Salary Range

199000/yr - 200000/yr

Important To Me

Career advancementWork-life balanceCompany CultureFlexible work hoursPersonal development programsHealthcare benefitsTeam Building / Company RetreatsPaid sick leave

Summary

Dynamic professional with extensive experience in business development and sales at Axis Bank Ltd, driving substantial growth in retail personal loans. Proven expertise in strategic planning and team leadership, enhancing channel management and client relationships. Skilled in credit analysis, consistently achieving targets and fostering high-performing teams.

Overview

20
20
years of professional experience

Work History

Assistant Vice President -Retail Asset Consumer Lending for Personal Loan DSA Vertical

AXIS BANK LTD
01.2024 - 08.2025
  • Managed and scaled DSA network, spearheading growth and management of DSA channel for sourcing retail personal loans in Mumbai region.
  • Led a team of sales managers who onboarded, managed, and scaled DSA partners to achieve monthly and quarterly disbursement targets.
  • Designed and implemented sales strategies to drive high quality lead generation and maintain portfolio health.
  • Monitored team performance with MIS reports, providing guidance and coaching to enhance overall productivity.
  • Ensure all sourced applications complied with KYC, AML and internal policy norms in close coordination with risk and credit teams.
  • Conducting joint field visit with team members and DSAs to build engagement, address escalation and support complex cases.
  • Working closely with internal department (credit, operations, disbursement) to ensure timely loan processing and excellent customer experience.
  • Identified high potential markets and appointed new DSAs to drive channel expansion and strengthen regional presence.

Senior Manager -Retail Asset Personal Loan DSA Vertical

HDFC BANK LTD
03.2016 - 01.2024
  • Acquired new DSA for personal loan business, prospecting and developing client relationships to enhance market reach.
  • Maintained and scaled personal business from existing DSA by fostering strong relationships with key decision makers.
  • Handled cross-selling of insurance and fee-based banking products to increase revenue streams.
  • Implemented company objectives to ensure smooth day-to-day operations.
  • Trained channel partners on product features and bank policies.
  • Achieved promotion to Senior Manager in 2018-19 by demonstrating leadership and driving team performance.

Manager, Employee Banking

Standard Chartered Bank
07.2014 - 03.2016
  • Acquire new Corporate Business accounts for standard chartered bank Corporate Salary division across Mumbai.
  • Prospecting and developing new client relationships within a defined geography or market.
  • Maintained and scaled business from existing corporate relationships to enhance client loyalty.
  • Maintaining strong and viable relationship with key decision makers.
  • Handling Cross Selling of asset and fee-based banking products.
  • Developed key strategies for acquiring and retaining key accounts to drive sustained growth.
  • Develop plan for penetration in big empanelment relationships.
  • To carry out deepening activities in existing Accounts.
  • Mentoring New Joiners and Backup Team Leader for asset product.

Deputy Manager

KOTAK MAHINDRA BANK LTD
12.2010 - 06.2014
  • Managed banking relationships with 120 corporate clients, enhancing overall client satisfaction and loyalty.
  • Secured new corporate clients for salary account services.
  • Ensured timely salary uploads for corporate clients, coordinating with service officers to maintain seamless operations and client trust.
  • Facilitated financial activities at corporate locations, strengthening partnerships and driving client engagement.
  • Addressed client queries and generated revenue through cross-selling.
  • Resolved client issues and queries promptly and effectively.
  • Developed tailored wealth management strategies for individual clients.

Channel Sales Manager

ICICI Securities LTD
09.2008 - 12.2010
  • Identifying new areas for business development.
  • Motivated advisors to generate leads across multiple financial products, enhancing overall sales pipeline.
  • Facilitated client acquisition by identifying potential leads and establishing connections, contributing to increased client base.
  • Managed relationships to enhance client acquisition and retention, fostering long-term loyalty.
  • Assisting Advisors in handling HNI customers.
  • Monitoring daily activity of advisors and providing regular feedback.
  • Planning and organizing promotional activities.
  • Portfolio management/consultation services to clients.
  • 13th Sept 2008 I Had been internally transferred From Web Trade Department to ICICI SECURITIES LTD As Channel Sales Manager in MFA vertical for bigger ON role.

Customer Care Officer

ICICI Bank Ltd
06.2007 - 09.2008
  • Managed multiple interaction cases escalated beyond first contact to ensure resolution.
  • Coordinated with branches, regional processing center, and central mailing room to resolve customer queries.
  • Delivered web-based support to customers through online platforms.
  • Followed up on all cases to ensure timely resolution.

Territory Business Manager

Nicholas Piramal India Ltd.
04.2005 - 05.2007
  • Promoted and managed cardiac and diabetic product lines, driving brand visibility and market presence.
  • Developed and nurtured relationships with customers, resulting in increased satisfaction and loyalty.
  • Conducted group clinical meetings with doctors to share product knowledge and address clinical needs.
  • NPIL, Indian based, is the 4th ranked company in India. Nicholas is known in building big brands and marketing the products very efficiently.

Education

CMC LTD Diploma - Software

CMC LTD
mumbai
01-2004

B.Sc - Physics

Mumbai University
Mumbai
01-2003

Skills

  • Business development and sales
  • Operations management
  • Strategic planning and market analysis
  • Team leadership
  • Relationship management
  • Channel management
  • Brand strategy
  • Training and development
  • Credit analysis

Accomplishments

  • Young Star Performer of the year 2005-2006.
  • Traveled to Bangkok for target achievement in Nicholas Piramal.
  • Handled the Team and achieved Targets Every Month.
  • Passed the NCFM Capital Market, F&O Certification & AMFI Certification.
  • Won contest trip of foreign destination in ICICI Securities Ltd 2010.
  • Achieved Dare contest for cross sell Life insurance in Kotak Mahindra bank.
  • Top SM of the year 2018-19 and got promoted to Senior Manager.

Disclaimer

I hereby certify that the particulars given by me are true and accurate to the best of my knowledge. In the event of being selected, I assure you that I shall endeavor to discharge my duties to the entire satisfaction of the Organization.

Personal Information

Date of Birth: 05/14/83

Timeline

Assistant Vice President -Retail Asset Consumer Lending for Personal Loan DSA Vertical

AXIS BANK LTD
01.2024 - 08.2025

Senior Manager -Retail Asset Personal Loan DSA Vertical

HDFC BANK LTD
03.2016 - 01.2024

Manager, Employee Banking

Standard Chartered Bank
07.2014 - 03.2016

Deputy Manager

KOTAK MAHINDRA BANK LTD
12.2010 - 06.2014

Channel Sales Manager

ICICI Securities LTD
09.2008 - 12.2010

Customer Care Officer

ICICI Bank Ltd
06.2007 - 09.2008

Territory Business Manager

Nicholas Piramal India Ltd.
04.2005 - 05.2007

CMC LTD Diploma - Software

CMC LTD

B.Sc - Physics

Mumbai University

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