Summary
Overview
Work History
Education
Skills
Accomplishments
Strengths
Timeline
Generic
Nitin Rohilla

Nitin Rohilla

New Delhi

Summary

Dedicated finance professional with experience of 2.5 years in credit management , managing risk and boosting profitability.My background includes managing credit risk and performing in depth financial assessments.My goal is to utilize my skills in finance and analytics to contribute to organizational success.

Overview

3
3
years of professional experience
8073
8073
years of post-secondary education

Work History

Credit Manager

AU SMALL FINANCE BANK
Gurgaon
06.2023 - 11.2025
  • Analysis of balance sheet, income and cash flow statements of our clients, including the operating trends, capital structure, liquidity, covenants, debt service capacity and overall credit risk for conclusion and recommendation.
  • Focused credit appraisal and financial spreading on Excel.
  • Ensure compliance with lending regulations and internal policies.
  • Make recommendations for loan approvals and denials.
  • Monitor loan performance to manage risk.
  • Maintain accurate records of assessments and decisions.
  • Collaborate to enhance credit assessment processes.

Associate Intern

Diginique Techlabs Pvt Ltd
Noida
07.2022 - 08.2022
  • Assisted in project coordination and communication across teams.
  • Understanding the importance of research in various contexts, including likely market trends, customer needs, and industry developments.
  • Completed Ratio Analysis of Tata AMC Applying financial analysis techniques to evaluate the performance of Tata Asset Management Company.
  • Learned about different financial instruments: Understood the variety of investment tools available in the financial market.
  • Acquired practical experience in a corporate setting, understanding the professional dynamics and expectations.

Education

MBA - Finance And Business Analytics

New Delhi Institute of Management
New Delhi

BBA - Accounting And Finance

Management Education And Research Institute
Rohtak, Haryana

12th -

Haryana Shakti Sen. Sec. School
New Delhi

10th -

B.S.M Sen Sec Public School
New Delhi

Skills

  • Ms Excel( pivoting ,charting , basic functions and formulas)
  • Data analysis using python
  • Financial analysis
  • Dops
  • Ratio analysis
  • Covenant testing
  • MySQL
  • Power BI
  • Credit analysis

Accomplishments

  • Process Reward, Awarded a coin as a token of accomplishment during the annual meeting 23-24.
  • Quarterly Performance Points, Achieved the highest points continuously for two quarters.

Strengths

  • Financial Analysis, Assessing revenue, expenses, and profitability over a specific period. Utilizing financial ratios like debt-to-equity, return on equity, and DSCR for comprehensive insights.
  • Risk Assessment, Skill in evaluating the creditworthiness of individuals or businesses and identifying potential risks.
  • Collaboration, Working effectively with colleagues, clients, and other departments to gather information and achieve common goals.

Timeline

Credit Manager

AU SMALL FINANCE BANK
06.2023 - 11.2025

Associate Intern

Diginique Techlabs Pvt Ltd
07.2022 - 08.2022

MBA - Finance And Business Analytics

New Delhi Institute of Management

BBA - Accounting And Finance

Management Education And Research Institute

12th -

Haryana Shakti Sen. Sec. School

10th -

B.S.M Sen Sec Public School
Nitin Rohilla