Oshin Kamboj
Ghaziabad
Summary
Professional goal oriented assistant with diverse banking experience. Dedicated, flexible person directly supporting management, sales team, personnel, and clients. Excellent communication and problem solving abilities while maintaining a high level of confidentiality. Result driven with day to day operation, risk, and compliance. Supervise and coordinate daily activities of the staff always adhering to policy and procedures. Identify and plan scheduling and support cross training of the staff.
Overview
4
4
years of professional experience
Work History
Manager - Retail Assets
HDFC Bank Ltd
03.2024 - Current
- Oversaw introduction of additional banking services to enhance customer engagement with home loans.
- Oversaw branch operations and drove performance to meet assigned goals.
- Supervised a minimum of 10 business development executives overseeing field sales operations for home loan products.
- Ensured timely dissemination of daily projections for logins, disbursements and lead generation to cluster heads, zonal heads and senior sales team members.
- Coordinated visits, meetings, and various engagements effectively.
Assistant Branch Manager
The Federal Bank Ltd
01.2021 - 02.2024
- Enhanced financial objectives by structuring and executing optimized operational strategies.
- Spearheaded management of corporate accounts, serving as the single contact point for branch-specific activities.
- Led process operations, enhancing functionality.
- Focused on AML reports, KYC, and customer due diligence while identifying any discrepancies for department reporting.
- Managed high-net-worth individual portfolios totaling Rs.110 crore investments and Rs.850 crore in business.
- Oversaw various health and general insurance operations with a 10-member team.
- Conducted extensive analysis and management of existing investment portfolios.
- Maximized team output by providing cross-training to nine members.
- Managed and motivated employees to be productive and engaged in work
- Oversaw high-value client portfolios, delivering tailored solutions in equity, bonds, and other financial products.
- Boosted business portfolio growth by 25% during FY 2021-22.
- Contributed to the growth and outreach efforts for financial services in rural areas.
Education
Master of Business Administration - Banking and Financial Services
MIT WORLD PEACE UNIVERSITY (MITSOM)
Pune10.2020
Bachelor of Business Administration -
RASTRASANT TUKDOJI MAHARAJ NAGPUR UNIVERSITY
Nagpur05.2018
Skills
- KYC/AML
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- Suspicious Transactions Reporting (STR)
- Team handling
- Legal and Compliance
- Customer relationship building
- Analytic Approach
- Regulatory requirements understanding
- Leadership skills
- Negotiation and Sales
- Risk management
- Banking and allied activities
- Team Work and Management
- Communication skills
Accomplishments
- Achieved the highest ranking position in Belgaum Region, Bangalore Zone in The Federal Bank as the highest achiever of fee income Of Life insurance in FY2021-22 and FY2022-23.
- Among the top achiever for cross selling of multiple government schemes beneficial for the economical society like PMSBY, PMAPY, SGB etc.
- Handled HNI Clients for their investments portfolios in various market funds like equity, bonds etc. and achieved the highest rank in the zone for the same.
Timeline
Manager - Retail Assets
HDFC Bank Ltd
03.2024 - Current
Assistant Branch Manager
The Federal Bank Ltd
01.2021 - 02.2024
Master of Business Administration - Banking and Financial Services
MIT WORLD PEACE UNIVERSITY (MITSOM)
Bachelor of Business Administration -
RASTRASANT TUKDOJI MAHARAJ NAGPUR UNIVERSITY
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