Summary
Overview
Work History
Education
Skills
Languages
Personal Information
Disclaimer
Timeline
Generic
P NAGARAJU

P NAGARAJU

PRODDATUR

Summary

Credit professional with five years of experience in finance, specializing in credit analysis and fraud detection at AU Small Finance Bank. Demonstrated expertise in project management, delivering accurate assessments under pressure. Committed to enhancing operational efficiency and maintaining financial integrity. Proven track record of achieving exceptional results and fostering strong client relationships.

Overview

5
5
years of professional experience

Work History

Deputy Credit Manager

AU Small Finance Bank
Proddatur
02.2024 - Current
  • Oversaw credit review process to ensure timely and accurate assessments.
  • Identified fraudulent business practices through analysis of customer interactions.
  • Visited customer properties and businesses on-site for comprehensive evaluations.
  • Made decisions regarding file approvals and rejections based on established criteria.

Credit Processing Associate

Cholamandalam Investement And Finance Company Limited
Proddatur
11.2022 - 02.2024
  • Total Experience: 1 year, 3 months.
  • Conducted thorough login data and Cbili verification processes.
  • Uploaded required documents and conducted TVR assessments.
  • Submitted credit and loan applications for underwriter verification and recommendations.
  • Facilitated disbursement processes at branch locations.

Operations -Assistant

Five star Businesses Finance Ltd
Proddatur
03.2020 - 11.2022
  • Total Experience : 2 years ,8 Months
  • Conducted login and CIBIL checks to assess creditworthiness.
  • Uploaded required documents for processing.
  • Pushed files to credit team for further evaluation.
  • Facilitated file disbursement at branch locations.
  • Collected original documents from customers, verifying authenticity before sending to head office.

Education

B.SC - COMPUTERS

S.K.S.C Degree College
Proddatur
06-2012

INTER -

DEEPTHI Jr.college
proddatur
04-2009

SSC -

Z.P.H.S Korrapadu
KORRAPADU
05-2007

Skills

  • Windows 10 and MS Office
  • HTML development
  • Punctuality and dedication
  • Project management
  • Credit analysis and fraud detection

Languages

Telugu
First Language
Telugu
Proficient (C2)
C2
English
Intermediate (B1)
B1
Hindi
Beginner
A1

Personal Information

  • Father's Name: P SUBBARAYUDU
  • Mother's Name: P ALIVELAMMA
  • Date of Birth: 06/06/92
  • Gender: MALE
  • Nationality: Indian
  • Marital Status: Married

Disclaimer

I hereby declared that all the information stated above is true to the best of my knowledge and belief.                                        

                                                                                                                                                                                                 

                                                                                                                                             (P.NAGARAJU)

Timeline

Deputy Credit Manager

AU Small Finance Bank
02.2024 - Current

Credit Processing Associate

Cholamandalam Investement And Finance Company Limited
11.2022 - 02.2024

Operations -Assistant

Five star Businesses Finance Ltd
03.2020 - 11.2022

B.SC - COMPUTERS

S.K.S.C Degree College

INTER -

DEEPTHI Jr.college

SSC -

Z.P.H.S Korrapadu
P NAGARAJU