Pankaj Dombe
Payment Processing Manager
Pune
Summary
Dynamic Payments and Trade Finance Professional with extensive expertise in SWIFT MT messages, ISO 20022, and international payment processing. Proven track record in managing payment lifecycles, conducting SWIFT investigations, and handling exceptions with precision. Skilled in navigating global payment systems and ensuring AML/KYC compliance while enhancing STP processing and supporting system migrations. Demonstrated leadership in trade finance, including LC issuance and invoice financing, with a strong focus on strategic planning, process improvement, and fostering a culture of accountability and excellence.
Overview
15
15
years of professional experience
3
3
Languages
Work History
Manager
Deutsche Bank AG
11.2015 - Current
- Managed and motivated employees to be productive and engaged in work.
- Maximized performance by monitoring daily activities and mentoring team members.
- Cross-trained existing employees to maximize team agility and performance.
- Processed high-value cross-border payments using SWIFT MT103, MT202, MT202COV ensuring accuracy and compliance.
- Managed end-to-end payment lifecycle including validation, routing, settlement, and reconciliation
- Handled SWIFT investigations and payment exceptions, reducing turnaround time by 30%
- Performed Nostro/Vostro reconciliation and resolved breaks • Ensured compliance with AML, KYC, OFAC and regulatory requirements
- Improved STP rate and reduced manual intervention through process optimization
- Led a team of 10+ members and improved operational efficiency by 15%
- Supported ISO 20022 migration and UAT testing
- Payment and settlements under L/C and collection,
LC Issuance, advising and confirmation of letter of credit. - Collections - Export and Import bookings and payments
Assistant Manager
HDFC BANK LTD
06.2013 - 10.2015
- Scanned and reconciled work items sent for processing in offshore processing center.
- Document receipt and dispatch including verification of signatures, callback
- Reviewed swift messages received and handles correspondences.
- General filing (including filing of copy schedule and swift tracers/messages).
- Attended to service request logged by client service team and close it after appropriate action has been taken.
- Performed the required reconciliations and escalate any error to the relevant officers.
- Ensured all required periodic reporting is carried out prior to reporting deadlines.
- On ad-hoc basis to be assigned by the dept head to serve in working committees pertaining to the
- Implementation of computer sub systems and other projects.
Officer
ICICI Bank LTD
02.2011 - 05.2013
- Process trade finance transactions, including letters of credit, guarantees, and collections, ensuring compliance with international trade regulations.
- Verify and reconcile trade documents, including bills of lading, invoices, and packing lists, to ensure accuracy and completeness.
- Monitor credit risk exposure and report any irregularities or discrepancies to the management team
- Provide exceptional customer service and build strong relationships with clients and partners to drive business growth and profitability.
- Ensure compliance with all applicable laws, regulations, and internal policies, including AML/KYC, OFAC, and other regulatory requirements.
- Support the preparation of trade finance reports and presentations for senior management.
Education
Post graduate diploma - Banking
NIIT Institute
Pune, India01-2011
Bachelor of commerce - Accounting And Finance
Shivaji University
Kolhapur01-2010
Skills
Proficient in MT103, MT202, MT202COV, MT199, MT299
Experience with ISO 20022 messaging standards
Trade Finance: Letter of Credit, Collections, Guarantees
Proficient in RTGS, NEFT, SEPA, and TARGET2
Reconciliation: Nostro / Vostro Accounts
Regulatory compliance expertise
Payment processing and analysis
Documentary credit regulations
STP Processing & Automation
User acceptance testing
Risk assessment and mitigation
DECLARATION
I hereby declare that the above written particulars are true to the best of my knowledge and belief Pankaj Dombe
Timeline
Manager
Deutsche Bank AG
11.2015 - Current
Assistant Manager
HDFC BANK LTD
06.2013 - 10.2015
Officer
ICICI Bank LTD
02.2011 - 05.2013
Post graduate diploma - Banking
NIIT Institute
Bachelor of commerce - Accounting And Finance
Shivaji University