Paras Goyal
Summary
Service-oriented Credit Manager with track record of consistently delivering highest levels of performance. Tactful and dynamic professional offering great acumen in sales generation and customer relationship management. Knowledgeable in financial and credit analysis, credit modeling and market status monitoring.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Senior Credit Manager
Home First Finance Company Ind. Ltd. (HFFC)
06.2022 - Current
- Managed a diverse loan portfolio, resulting in reduced delinquency rates and improved overall credit quality.
- Collaborated with cross-functional teams to optimize the loan underwriting process, increasing efficiency and reducing turnaround time.
- Streamlined the application review process, resulting in faster credit decisions for clients.
- Worked on MIS, monthly/quarterly team credit analysis, Pan India credit performance analysis on different parameters
Branch Credit Manager
Home First Finance Company Ind. Ltd. (HFFC)
01.2019 - 05.2022
- Business Development, Collections, Market research, Credit Analysis
- Developed and maintained relationships with local real estate agents.
- Improved loan processing efficiency by streamlining credit analysis procedures and implementing standardized evaluation criteria.
Education
MBA - Marketing And Finance
Kirloskar Institute of Advanced Management Studies (KIAMS)
Karnataka, India01.2019
B.Tech - Computer Science
Acharya Narendra Dev College (Delhi University)
New Delhi, India01.2017
12th - PCM
Little Flower Sr. Sec. Public School (CBSE), Delhi
New Delhi, India04.2013
10th - Maths English Science
Little Flower Sr. Sec. Public School(CBSE), Delhi
New Delhi, India03.2011
Skills
- Time Management
- Team Leadership
- Performance Monitoring
- Analytical Thinking
- Decision-Making
- Microsoft Office Proficiency
- Credit Risk Assessment
Certification
- Hunter Check License
Accomplishments
- Supervised team of 8 members.
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Collaborated with team of 3 members in various projects.
- Certified for hunter check
Languages
Hindi
English
LinkedIn Profile Link
https://www.linkedin.com/in/paras-goyal-5363708a/
Personal Information
- Date of Birth: 10/11/96
- Gender: Male
- Marital Status: Unmarried
Disclaimer
I hereby affirm that the information in this document is accurate and true to the best of my knowledge.
Timeline
Senior Credit Manager
Home First Finance Company Ind. Ltd. (HFFC)
06.2022 - Current
Branch Credit Manager
Home First Finance Company Ind. Ltd. (HFFC)
01.2019 - 05.2022
MBA - Marketing And Finance
Kirloskar Institute of Advanced Management Studies (KIAMS)
B.Tech - Computer Science
Acharya Narendra Dev College (Delhi University)
12th - PCM
Little Flower Sr. Sec. Public School (CBSE), Delhi
10th - Maths English Science
Little Flower Sr. Sec. Public School(CBSE), Delhi
- Hunter Check License
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