Amar Vishnu Patil

Business Development & Credit Risk Management

• Developed and implemented a lead scoring system that improved lead qualification efficiency by 20%, reducing time spent on unqualified prospects.
• Conducted 200+ credit assessments over 2 years, analyzing financial data and ensuring loan approvals with a low default rate (
• Analyzed ITR and calculated ICR for 15+ clients monthly, maintaining a balanced loan portfolio with effective risk management.
• Evaluated CIBIL scores and financial histories, ensuring a 90% loan approval rate and minimal bounce rate.
• Used strong analytical skills to assess financial data, contributing to a 10% reduction in potential risk exposure while maintaining client satisfaction.
• Helped reduce loan defaults by 15% through careful financial statement analysis and tailored recommendations.
• Consistently achieved 75% of monthly sales targets, with a focus on balancing credit quality and business growth.
• Proactively streamlined reporting processes, reducing turnaround time by 25% and improving decision-making efficiency across the team.

• Processed and entered 700+ customer bills daily, ensuring high accuracy and consistency in billing data. Utilized Excel to create and maintain daily reports, tracking billing information and identifying discrepancies for quick resolution.
  Analyzed billing records to detect trends and errors, reducing discrepancies by 10% and improving report accuracy. Met tight deadlines and ensured timely data entry, contributing to the smooth operation of the team during fast-paced night shifts.