Summary
Overview
Work History
Education
Skills
Timeline
Generic

Pooja Sharma

Delhi

Summary

Results-driven collections professional with proven track record in managing accounts receivable and reducing delinquency rates. Strong focus on team collaboration, adept at adapting to changing needs, and achieving financial goals. Skilled in negotiation, conflict resolution, and implementing efficient collection strategies. Reliable and prepared to contribute to organizational success.

Overview

16
16
years of professional experience

Work History

Collection Manager

Kotak Mahindra Bank
02.2023 - Current
  • Implemented process improvements that increased team morale while maintaining a high level of professionalism within the department.
  • Improved customer relationships through effective negotiation and conflict resolution techniques.
  • Negotiated settlements with customers experiencing financial difficulty, preventing potential litigation costs and preserving client relationships.
  • Streamlined the collections process, reducing time spent on manual tasks and increasing overall productivity.
  • Assisted in the development of training materials for newly hired collections representatives, improving departmental performance metrics.
  • Managed a diverse portfolio of accounts, ensuring timely collections and minimizing losses.
  • Worked closely with legal counsel to pursue necessary actions against non-compliant debtors, ensuring company interests were protected at all times.
  • Developed customized payment plans for customers struggling with outstanding debts, promoting long-term financial stability while recovering funds owed.
  • Maintained accurate records of all collection activities, providing transparency to stakeholders and senior management.
  • Collaborated on collection and dispute resolution issues.
  • Identified and discussed with management opportunities for improvements to procedures and internal controls.

Area Collection Manager

Infocredit Services Pvt Ltd ( NBFC )
09.2023 - 02.2024
  • Improved collection efficiency by implementing effective strategies and streamlining processes.
  • Promoted a culture of accountability and professionalism among the team members.
  • Developed strong relationships with clients, fostering trust and improving communication channels for future negotiations.
  • Reduced delinquency rates by proactively addressing customer payment issues and providing tailored solutions.
  • Provided excellent customer service, resolving disputes promptly and professionally to maintain client satisfaction levels.
  • Implemented training programs for new hires, ensuring consistent practices across the department.
  • Spearheaded initiatives aimed at reducing operational costs while maintaining high levels of service quality.
  • Contributed to overall company strategy discussions regarding revenue generation and cost reduction methods.
  • Managed a diverse team of collectors for optimal performance and increased success rates.

Operation Manager

Conneqt Business Solutions
06.2023 - 08.2023

Product Handled:- Credit Card , Gold Loan, Unsecured Recovery , PL & BL

  • Led hiring, onboarding and training of new hires to fulfill business requirements.
  • Supervised operations staff and kept employees compliant with company policies and procedures.
  • Enhanced customer satisfaction by establishing clear communication channels and addressing concerns promptly.
  • Managed inventory and supply chain operations to achieve timely and accurate delivery of goods and services.
  • Developed and implemented strategies to maximize customer satisfaction.
  • Directed initiatives to improve work environment, company culture or overall business strategy.

Collection Manager

HDB Financial Services
04.2009 - 05.2023

Product Handled:- Two Wheeler , Auto, OD, Write-off, Fee Collection, PL & BL ( North Region ).Owning responsibility for productivity of 95 TCO & 7 Supervisors.

  • Review and share feedback with callers / Supervisors bases on dialer strategies and mid day reports.
  • Trained and mentored new employees on collection methods, performance strategies.
  • Implemented process improvements that increased team morale while maintaining a high level of professionalism within the department.
  • Improved customer relationships through effective negotiation and conflict resolution techniques.
  • Maintained accurate records of all collection activities, providing transparency to stakeholders and senior management.
  • Established clear performance expectations for collections staff members, fostering an environment focused on accountability and results-driven action plans.
  • Conducted regular account reviews to identify high-risk clients and adjust collection strategies accordingly.
  • Enhanced collection efficiency by implementing effective strategies and streamlining processes.
  • Monitored accounts receivable aging and worked with various areas to address business needs.

Education

Bachelor of Arts -

Delhi University
Delhi

Skills

  • Debt recovery expertise
  • Time management mastery
  • Conflict resolution techniques
  • Performance metrics evaluation
  • Data analysis
  • Professionalism and integrity
  • Team leadership experience
  • Goal oriented approach

Timeline

Area Collection Manager

Infocredit Services Pvt Ltd ( NBFC )
09.2023 - 02.2024

Operation Manager

Conneqt Business Solutions
06.2023 - 08.2023

Collection Manager

Kotak Mahindra Bank
02.2023 - Current

Collection Manager

HDB Financial Services
04.2009 - 05.2023

Bachelor of Arts -

Delhi University
Pooja Sharma