PRAFUL JAGTAP
Pune
Summary
Reliable employee seeking Reg Manager position. Offering excellent communication and good judgment. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Results-driven business innovator with an in-depth understanding of effective techniques for decision-making. Knowledgeable about revitalizing deficient business areas with a hands-on and creative style.
Well-versed in establishing and overseeing dynamic business planning dedicated to promoting growth, increasing efficiency and strengthening profit forecasts. Groundbreaking leader with a progressive approach to re-energizing operations.
Overview
21
21
years of professional experience
Work History
State Business Head
IKF hosing finance
Pune
09.2025 - 11.2025
- Led strategic planning and execution of business initiatives in housing finance.
- Managed cross-functional teams to enhance customer service and operational efficiency.
- Developed partnerships with stakeholders to expand market presence and product offerings.
Regional Sales Manager
Cholamandalam Investment And Finance Co Lit
Pune Rest Of MH
08.2023 - 08.2025
- Consistently exceeded annual territory revenue goals by prioritizing high potential accounts and executing customized action plans.
- Established clear performance metrics for monitoring individual team member progress, fostering accountability towards achieving shared goals as a cohesive unit.
- Implemented innovative sales strategies that successfully penetrated new markets, boosting regional brand recognition.
- Championed continuous improvement initiatives within the region''s operations by seeking feedback from clients, team members, and industry partners, driving enhancements where needed.
- Ensured customer satisfaction by addressing inquiries promptly, resolving issues, and providing exceptional service.
- Exceeded quarterly sales targets consistently by leveraging extensive product knowledge and effective selling techniques.
- Expanded market share within the region by identifying growth opportunities and collaborating with cross-functional teams.
- Analyzed competitor offerings to devise targeted sales pitches, effectively differentiating our products from competitors in the marketplace.
- Streamlined sales processes to improve efficiency, resulting in increased productivity and overall revenue growth.
State Head -Res of Maharashtra
Fullerton India Credit Company
Pune
07.2022 - 07.2023
- Provided professional services and support in a dynamic work environment.
- Proved successful working within tight deadlines and a fast-paced environment.
- Strengthened communication skills through regular interactions with others.
- Passionate about learning and committed to continual improvement.
- Developed strong organizational and communication skills through coursework and volunteer activities.
- Proven ability to develop and implement creative solutions to complex problems.
- Used strong analytical and problem-solving skills to develop effective solutions for challenging situations.
- Identified issues, analyzed information and provided solutions to problems.
- Worked well in a team setting, providing support and guidance.
- Developed and maintained courteous and effective working relationships.
Associate VP and Reg Manager Sales and Marketing
DCB Bank Ltd
Pune
12.2021 - 06.2022
- Learned new skills and applied to daily tasks to improve efficiency and productivity.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting.
- Participated in team-building activities to enhance working relationships.
- Managed team of employees, overseeing hiring, training and professional growth of employees.
- Resolved problems, improved operations and provided exceptional service.
SR Manager and Sr Area Manager Sales and Coll
Cholamandalam Inv and Fin co ltd
Pune
12.2014 - 12.2021
- Managed team of employees, overseeing hiring, training and professional growth of employees.
- Developed and maintained relationships with customers and suppliers through account development.
- Evaluated employees' strengths and assigned tasks based upon experience and training.
- Kept detailed records of daily progress to identify and correct areas needing improvement.
- Onboarded new employees with training and new hire documentation.
- Recruited and hired top performers to add talent and value to department.
- Delivered feedback to decision-makers regarding employee performance and training needs.
Location Manager TW Sales and Coll
Hinduja leyiand finaic e co ltd
Pune
09.2013 - 11.2014
- Used coordination and planning skills to achieve results according to schedule.
- Resolved problems, improved operations and provided exceptional service.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Arrange inventory funds to TW dealers and maintained the stock and finance nos .
- handled 7 location for Tw Sales and collections
Sr Sales Manger Unsecured Loans
HDB financial services Ltd
Pune
09.2011 - 09.2013
- Created plans and communicated deadlines to complete projects on time.
- Received and processed stock into inventory management system.
- Offered friendly and efficient service to customers, handled challenging situations with ease.
- Devoted special emphasis to punctuality and worked to maintain outstanding attendance record.
- Souc the business from DSA market and minuend the relations
- Appoint new DSA for personal loans and generate tge business from them.
Sr Financial Services Manager MRTA Business
ICIC Prudential life Ins ltd
Pune
06.2007 - 07.2011
- Increased customer satisfaction by resolving issues.
- Collaborated with team members to achieve target results.
- Worked with customers to understand needs and provide excellent service.
- Worked within applicable standards, policies and regulatory guidelines to promote safe working environment.
- Working with ICICI HFC for loan cober MRTA product
- Associated with ICICI bank ltd BM /RH for insurance business
- Tracking the LI business for Pune location .
Team Manager
HDFC bank PAMAC services Ltd
Pune
08.2004 - 06.2007
- Administered monthly and annual reviews to direct reports and set clear and measurable goals, action plans and follow-up procedures.
- Drove performance of staff by creating incentives and positive work atmosphere and administering recognition and rewards programs.
- Documented scores and stats of games and distributed results to appropriate people.
- Led employee relations through effective communication, coaching, training and development.
- Handling 10 BDR team for HDFC bank branches for TW business
- Coordinate with BM /PB for generating the TW leads from walkies
Education
Associate of Arts -
MES Aabasaheb Garware Collage
PuneSkills
Team management Hiring distribution sales and collection management ED as well as written off litigation management
Languages
6
Personal Information
Title: Marketing And Finance
Languages
English, Hindi, Marathi
First Language
Timeline
State Business Head
IKF hosing finance
09.2025 - 11.2025
Regional Sales Manager
Cholamandalam Investment And Finance Co Lit
08.2023 - 08.2025
State Head -Res of Maharashtra
Fullerton India Credit Company
07.2022 - 07.2023
Associate VP and Reg Manager Sales and Marketing
DCB Bank Ltd
12.2021 - 06.2022
SR Manager and Sr Area Manager Sales and Coll
Cholamandalam Inv and Fin co ltd
12.2014 - 12.2021
Location Manager TW Sales and Coll
Hinduja leyiand finaic e co ltd
09.2013 - 11.2014
Sr Sales Manger Unsecured Loans
HDB financial services Ltd
09.2011 - 09.2013
Sr Financial Services Manager MRTA Business
ICIC Prudential life Ins ltd
06.2007 - 07.2011
Team Manager
HDFC bank PAMAC services Ltd
08.2004 - 06.2007
Associate of Arts -
MES Aabasaheb Garware Collage