Pragati Gupta
Delhi
Summary
Dynamic FinCrime Analyst with expertise in AML and transaction filtering at Revolut Operations India. Proven track record in detecting suspicious activities and ensuring regulatory compliance. Strong attention to detail and process-driven approach led to improved team performance and risk mitigation. Proficient in SWIFT and committed to fostering a collaborative work environment.
Overview
6
6
years of professional experience
Work History
FINCRIME ANALYST
Revolut Operations India
Remote
10.2023 - 04.2024
- Company Overview: AML | Payment Screening | Sanctions
- Undertaking research, document checks, and financial crime risk assessment via internal and external sources
- Performing screening
- Detecting and reporting suspicious activity including the predicate offences to money laundering and terrorist financing
- Ensuring all documents submitted for CDD are in line with internal policies
- Identifying and analysing alerts generated by the monitoring system in order to identify potentially suspicious activity
- Escalating any red flags and potential risks to the escalation team
- Handling sensitive or confidential information
- AML | Payment Screening | Sanctions
PROCESS ADVISOR
Barclays Group
New Delhi
06.2022 - 10.2023
- Company Overview: Transaction Filtering | AML | Payment Screening | Sanctions
- To ensure no funds are transferred to the sanctioned elements mentioned in the lists issued by the authorized regulatory bodies (United Nations, The Office of Foreign Assets Control (OFAC), EU, or HM Treasury)
- Screen all cross-border transactions (both incoming and outgoing) to check for the sanctions
- Identifying and encouraging the areas for growth and improvement within the team
- Extensive searches on the background checks of the customer through various applications and platforms
- Transaction Filtering | AML | Payment Screening | Sanctions
SENIOR ANALYST
Natwest Group (Formerly RBS)
New Delhi
08.2018 - 06.2022
- Company Overview: Transaction Filtering (AML)
- Accurately investigating queries, raising with relevant parties, and escalating where needed
- Proficient in handling quality customer service operations, effectively discharging the functions and achieving a higher rate of organic growth
- To ensure no funds are transferred to the sanctioned elements mentioned in the lists issued by the authorized regulatory bodies (United Nations, The Office of Foreign Assets Control (OFFAC), EU or HM Treasury)
- Screen all cross-border transactions (both incoming and outgoing) to check for the sanctions
- Identifying and encouraging the areas for growth and improvement within the team
- Transaction Filtering (AML)
- Career progressed across departments - Natwest Groups - Promoted from Customer Service and Operations analyst through CAPR (Customer Account Processing Report) to Transaction Filtering (AML) as Senior Analyst (Jan'21 till now)
- Functional Expertise: Banking Domain, AML Regulations, Trade Transactions, Swift, Payment Processing (BACS, CHAPS, SEPA, Standing Order, Faster Payments, Direct Debits, Ulster), Client Interaction and Automation Tool
Education
BBA - Commerce
GGSIPU
01.2017
12th - C.B.S.E
Queen Mary's School, North End
01.2014
Skills
- AML
- SWIFT
- Banking and Finance
- Remote working discipline
- Attention to detail
- Process driven
- Fraud detection
- Escalation Handling
- MS Word
- Excel
- Team Management
- Financial crime analysis
- Transaction filtering
- Payment screening
- Regulatory compliance
Accomplishments
- Recognised for 'Ovation' for processing 400+ transactions a day
- Planning events and conducted event management activities
- Various spot ovations and appraisals for excellence work in CAPR and AML
- Appreciated for quick learning and handling good volume
- Participated in plantation drives/campaigns
Native Place
New Delhi, Delhi
Personal Information
Hobbies: Socializing, Listening podcast, Watching live stand-up comedy
Timeline
FINCRIME ANALYST
Revolut Operations India
10.2023 - 04.2024
PROCESS ADVISOR
Barclays Group
06.2022 - 10.2023
SENIOR ANALYST
Natwest Group (Formerly RBS)
08.2018 - 06.2022
BBA - Commerce
GGSIPU
12th - C.B.S.E
Queen Mary's School, North End
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