Hi, I’m
Pramod H K
Hassan
Summary
To be associated with a progressive organisation which can provide me with a dynamic work Sphere to extract my inherent skills as a professional, use and develop my aptitude to further the organization's objectives and also attain my career targets in the progress.
Overview
8
years of professional experience
Work History
ICICI BANK LTDHassan
Deputy Branch Manager
01.2023 - Current
Job overview
- Handling all types of queries related to Savings Bank account, Current accounts and OD against FD accounts, Gold loan Serving as First Point Resolution for all customer queries, thereby ensuring cordial relationship with customers which would result in sustaining profitability
- Gold loan, creation of gold loan account, disbursement, uploading the gold loan application, gold valuation
- To promote & sale Retail Banking products i.e
- Savings a/c, current a/c, NRI a/c, DEMAT, Trading, Deposits (RD, FD), EDC machine, Insurance, Mutual fund
- Cash management services
- Handling all loan products like vehicles loan, personal loan, business loan, etc
- Reconciliation of various MIS & reports that have bearing on Customer Service & process adherence
- Vault custodian, teller counter handling, Petty cash
- MIS Reporting to seniors on Daily basis, Team Management
- Handling branch operation and monitoring the transaction done by branch and up to the level of the audit parameters
- Conducting meetings with staff and monitoring for the day to day business and achieving targets set by the management
- Daily plans and activities sending to our reporting boss before 9.am.and same as evening MIS before 6.15pm.
HDFC BANK LTDHassan
Assistant Manager
10.2020 - 12.2022
Job overview
- Identification and Closure of TOD accounts on regular basis
- Identification and Closure of High Cheque return customers beyond the threshold
- Reduction or Closure of High Transacting Customers
- Migrating customers to digital channel
- Error Free operations
- Quick and Error Free Processing of CBDT/Income Tax Challans and US Visa Fees
- Process on forged notes to be adhered (FIR filing etc.)
- FX transactions authorization/ supervision and reporting
- Monitoring of dummy accounts, suspense accounts, deferred accounts, accounts payable/receivable, Reconciliation and maintenance of suspense accounts register as per the required format
- Teller counter supervision
- Cash management and liaison with Currency Chest
- Monitoring of salary uploads
- Monitor Security Stationery at appropriate reorder levels
- Checking/Monitoring of EOD reports
- NRE Credit monitoring
- Monitor large cash transactions & adhering to KYC norms
- Reporting of fortnightly Suspense/Suspect/TOD reports
- Reporting of all Large cash txns
- Bulk Stock Register Maintenance
- Timely reporting of FX to Local Tag/Treasury Mid office within Cutoff times
- Timely Reporting of CBDT and US Visa documents within Cutoff times
- Maintenance of Cash Shortage/Excess Register & proper filing of approval.
CREDIT ACCESS GRAMEENLTDHassan
Branch Operation Manager
07.2018 - 10.2020
Job overview
- Cash management
- Customer/Client Relationship Management
- MIS Reporting to seniors on Daily basis
- Team Management
- Handling branch operation and monitoring the transaction done by branch and up to the level of the audit parameters
- Vault custodian, teller counter handling, Petty cash
- Conducting meetings with staff and monitoring for the day to day business and achieving targets set by the management
- Handling all loan products like Two-wheeler loan, Commercial Vehicle Loan, Mortgage loan, SME Loans etc.
HDFC BANK LTDHassan
Processing Officer
02.2015 - 06.2018
Job overview
- To promote & sale Retail Banking products i.e
- Savings a/c, current a/c, NRI a/c, DEMAT, Trading, Deposits (RD, FD), EDC machine, Insurance, Mutual fund
- Cash management services
- Handling all loan products like vehicles loan, personal loan, business loan, SHG loan etc
- Interacting with other banks regarding cash requirement and managing branch cash limit
- Handling branch clearing process
- Responsible for inward and outward clearing, chq return policies and loan closer process
- Reconciliation of various MIS & reports that have bearing on Customer Service & process adherence
- Responsible for operational parameters of WBO
- Ensuring that adequate records & data pertaining to customer queries and complaints are maintained & analysed for achieving greater process efficiency
- Generate the cross-selling business from existing customers by selling other products
- Generating leads of all the loans which are available in bank
- Example personal loan, business loan, commercial and other vehicles loan, gold loan etc
- Filing and maintain proper record management.
IDBI BANK LTSD
Business Development Officer
08.2014 - 01.2015
Job overview
- Opening new accounts and achieves the monthly targets
- To promote & sale Retail Banking products i.e
- Savings a/c, current a/c, NRI a/c, DEMAT, Trading, Deposits (RD, FD), EDC machine, Insurance, Mutual fund
- Cross selling the banking products
- Achieving CASA target and increasing branch book size
- Providing timely service to the customer
- Handling all types of queries related to Savings Bank account, Current accounts and OD against FD accounts
- Serving as First Point Resolution for all customer queries, thereby ensuring cordial relationship with customers which would result in sustaining profitability
- Educate the customer about product and services and selling suitable products.
Education
Kuvempu University
M.COM
University Overview
- Percentage: 53.85%
- University/Board: Kuvempu University
N D R K First Grad Collage, Hassan
B.com
University Overview
- Percentage: 50.98%
- University/Board: Mysore University
Govt PU College, Hassan
PUC
University Overview
- Percentage: 52.33%
- University/Board: Department of Pre-University Education
C K S English Medium School, Hassan
SSLC
University Overview
- Percentage: 52.80%
- University/Board: Karnataka Secondary Education Examination Board
Skills
Gold loan Operations Managementundefined
Personal Information
- Father's Name: Kumar. S
- Date of Birth: 11/03/1991
- Gender: Male
- Nationality: Indian
- Marital Status: Single
Technical Skills
Computer Fundamental Theory, MS-Office (MS - Word / Excel / PowerPoint / Access), Internet.Tally-7.2, 0.9, Flex cube, CRM, UBS, LOS, Artoo, ETC
Disclaimer
I hereby declare that all statements made in this application are true complete and correct to the best of my knowledge and belief. I understand that in the event of any information being found false or incorrect at any stage of my candidature for the said post is liable to be cancelled.
Personality
- Good in communicative skills.
- Hardworking, Honest & Sincere.
- Better sense of humour.
- Adjusting nature to changing environment and people.
- Quick learner ability and adaptability.
- Dedicated, innovative and self-motivated.
- Effective team player with sales & service skills.
Timeline
Deputy Branch Manager
ICICI BANK LTD
01.2023 - Current
Assistant Manager
HDFC BANK LTD
10.2020 - 12.2022
Branch Operation Manager
CREDIT ACCESS GRAMEENLTD
07.2018 - 10.2020
Processing Officer
HDFC BANK LTD
02.2015 - 06.2018
Business Development Officer
IDBI BANK LTSD
08.2014 - 01.2015
Kuvempu University
M.COM
04.2016
N D R K First Grad Collage, Hassan
B.com
04.2013
Govt PU College, Hassan
PUC
04.2009
C K S English Medium School, Hassan
SSLC
04.2007
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