Pranjali Sinha
Raipur
Summary
Intend to build a career in banking and financial sector and to work with top financial institutions wherein I can explore myself completely and utilize my skills, experience and knowledge to not just serve the clients but also the organization and to grow with the organization.
Overview
7
7
years of professional experience
13
13
Certifications
1
1
Language
Work History
Manager (Credit)
Bank of Baroda
RAIPUR
07.2015 - Current
· 7 years of banking experience with 6 years working in Credit
· Assessing the financial needs of the clients and thereby delivering the right products to them which will cater their needs properly
· Carrying out Due Diligence and proper compliance while processing credit proposals
· Credit Assessment and Appraising the proposals
· Reviewing the accounts timely and undergoing proper monitoring to avoid irregularities and making the exposure fully compliant as per bank’s norms and standards
· Ensuring complete compliance from inspection point of view to avoid any irregularities and to maintain/increase the risk score of the branch/portfolio
· Conducting Pre, Post and Periodic inspections of the operating units of the clients from time to time to ensure smooth working and identify risk before hand
· Recognizing worthy credit exposures by calculating RAROC and achievement of the hurdle rate
· Offering third party products to the clients thereby generating other income to the branch
Education
MBA - Banking And Finance
Manipal University
04.2001 -
Post Graduate Diploma - Banking & Finance
Manipal University
B.E - CSE
CSVTU(Chhattisgarh
Swami Vivekanand Technical University)
H.S.C - undefined
CBSE Board
S.S.C - undefined
Skills
Attitude of Learning & a quick learnerundefined
Accomplishments
- 09th August 2015 4
- Anti-Money Laundering and Know Your Customer (AML & KYC)
- Indian Institute of Banking & Finance (IIB&F) 16th February 2015 5
- Various other online certifications related to credit and others under the organization’s learning portal “Baroda Gurkul”
Certification
Institute/Body
Additional Information
- CBSE , Board 73.6% Achievements and Extra-Curricular Activities Awarded graduation in Organization’s “We Lead” Programme- A comprehensive Leadership Development initiative programmed by Knolskape for successfully completing the We Lead Sayajirao Gaekwad Scholars Programme 2017-18 Achieved third position in Vigilance Awareness Quiz at Regional Level and got certified for the same on 02.11.2018 Achieved Certificate of Participation as recognition of participating in the Vigilance Quiz Contest held during the Vigilance Awareness Week on 23.11.2015
Cooking, Yoga, Meditation, Travelling and Watching Talk shows, Reading
Cooking, Yoga, Meditation, Travelling and Watching Talk shows, Reading
Timeline
Manager (Credit)
Bank of Baroda
07.2015 - Current
MBA - Banking And Finance
Manipal University
04.2001 -
Post Graduate Diploma - Banking & Finance
Manipal University
B.E - CSE
CSVTU(Chhattisgarh
Swami Vivekanand Technical University)
H.S.C - undefined
CBSE Board
S.S.C - undefined
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