Prasenjit Choudhury
Senior Business Executive At Mahindra Finance
Ambassa
Summary
Highly accomplished and strategic Senior Business Executive with a distinguished 5+ year career in Retail Asset Financing and NBFC operations at Mahindra Finance. Recognized for driving high-volume business growth through robust Dealership Lifecycle Management and meticulous risk assessment. Expert in managing the end-to-end loan ecosystem—encompassing rigorous customer underwriting (KYC/CIP), operational risk mitigation (ORM), and strict regulatory compliance. A performance-driven professional with a proven track record of optimizing turnaround times (TAT), maximizing collection efficiency, and protecting portfolio health against NPAs.
Overview
3
3
Languages
5
5
Certifications
5
5
years of professional experience
Work History
Senior Business Executive
Mahindra Finance
03.2021 - Current
* Loan Sourcing & Disbursement: End-to-end management of vehicle loan portfolios, ensuring seamless processing from sourcing to final disbursement.
*Core Responsibilities & Key Achievements: Driving automotive loan growth by maintaining 14+ key dealer Salesman and accelerating customer onboarding through rapid, high-volume field investigations daily.
* Risk & Compliance Management: Strictly implemented Customer Identification Process (CIP) and Beneficial Ownership verification, in line with regulatory frameworks, to minimize operational risk.
* Portfolio & Collection Monitoring: Monitored retail loan portfolios to maintain low NPA (Non-Performing Assets) levels, and ensured timely collections.
Data Entry Operator
CMO Office
01.2021 - 04.2021
- Conducted accurate data entry into CMO Office databases, ensuring integrity and consistency of information. During COVID
- Managed and organized documents for data entry tasks.
- Used computer software to store and retrieve data.
Education
Bachelor of Arts - Economics
Tripura University
Tripura02.2012
HSC -
Tripura Board of Secondary Education
TripuraHigh School Diploma -
Tripura Board of Secondary Education
Tripura07.2008
Skills
Microsoft Word
Microsoft Excel
NBFC Operations & Compliance
Asset (Vehicle) Financing & Sourcing
Dealership & Channel Management
Financial analysis
Risk management assessment
Certification
Introduction To Credit Risk
Cv Modified Date
07/06/2026
Timeline
Introduction To Credit Risk
06-2026
Understanding Vendor Management in Supply Chain Management
06-2026
Understanding Collateral Management
06-2026
Understanding Risk Management in Financial Sector
06-2026
Understanding Settlements in Financial Sector
06-2026
Senior Business Executive
Mahindra Finance
03.2021 - Current
Data Entry Operator
CMO Office
01.2021 - 04.2021
HSC -
Tripura Board of Secondary Education
Bachelor of Arts - Economics
Tripura University
High School Diploma -
Tripura Board of Secondary Education