Pratheeksha Sreekumar
Dubai
Summary
CAMS-certified banking professional with 5+ years of experience in AML, KYC, CDD/EDD, transaction monitoring, fraud detection, and regulatory compliance. Experienced in
managing high-risk and high-value customers, escalating suspicious activity, and supporting audits within large-scale banking operations.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Officer/Assistant Branch Head
CANARA BANK
Navi Mumbai
08.2025 - Current
- Managed end-to-end branch operations with adherence to RBI KYC, AML regulations, internal controls, and audit requirements.
- Performed CDD and EDD for high-risk customers, including suspected money mule accounts.
- Conducted transaction monitoring, identifying unusual, high-value, and suspicious activity, including cyber fraud–related cases, with escalation to compliance.
- Maintained KYC documentation, account analysis, risk assessments, and record retention for audits and inspections.
- Ensured compliance across government schemes and digital banking products.
- Achieved 104% advances target, 1148% deposit growth, and 215% overall branch business growth while maintaining strong compliance standards in November 2025.
Officer/Assistant Manager- Customer Relations
CANARA BANK
Mumbai
05.2023 - 08.2025
- Managed regulatory compliance, risk assessment, and internal reporting in line with banking laws and AML requirements.
- Served as Relationship Officer for top 200 high-value customers.
- Acted as Deposits Officer, increasing term deposit portfolio from ₹230 crore to ₹350 crore within a ₹600-crore branch, while maintaining KYC and risk controls.
- Monitored high-value transactions and remittances, identifying suspicious activity and supporting fraud detection and AML escalation using CAMS-aligned practices.
- Processed ~100 death claims over 2 years and managed custody of ~500 safe deposit lockers, ensuring strict procedural compliance.
- Responded to off-site transaction monitoring (OTM) queries and supported compliance reviews and audits.
TELLER/CLERK
CANARA BANK
Navi Mumbai
04.2019 - 05.2023
- Provided comprehensive customer service and account management, including assisting customers, opening/closing accounts, and updating KYC.
- Executed cash handling and teller duties, including deposits, withdrawals, cheque clearances, and remittances (NEFT, RTGS, IMPS).
- Assisted with digital banking queries and ATM issues, while promoting bank products.
- Navi Mumbai, India
Education
CERTIFIED ANTI-MONEY LAUNDERING SPECIALIST (CAMS) -
ACAMS
02-2025
CERTIFIED ASSOCIATE OF THE INDIAN INSTITUTE OF BANKERS (CAIIB) -
Indian Institute of Banking & Finance
Mumbai01.2023
CERTIFICATE IN DIGITAL BANKING -
Indian Institute of Banking & Finance
Mumbai01.2022
CERTIFICATE IN ETHICS IN BANKING -
Indian Institute of Banking & Finance
Mumbai01.2022
CERTIFICATE IN ANTI MONEY LAUNDERING & KNOW YOUR CUSTOMER -
Indian Institute of Banking & Finance
Mumbai01.2021
JUNIOR ASSOCIATE OF INDIAN INSTITUTE OF BANKERS (JAIIB) -
Indian Institute of Banking & Finance
Mumbai01.2021
MS BIOTECHNOLOGY -
Amrita University
01.2019
BS BIOTECHNOLOGY -
Elphinstone College, University of Mumbai
01.2017
Skills
- AML & KYC
- CDD/EDD
- Financial Crime Prevention
- Regulatory Reporting
- Risk Assessment
- Digital & Retail Banking
- Core Banking Solutions
- Transaction Management
- Safe Deposit Locker Management
- Customer Relationship Management (CRM)
- High-Net-Worth Client Servicing
Languages
- English
- Hindi
- Malayalam
Certification
Certified Anti-Money Laundering Specialist- CAMS
Timeline
Officer/Assistant Branch Head
CANARA BANK
08.2025 - Current
Officer/Assistant Manager- Customer Relations
CANARA BANK
05.2023 - 08.2025
TELLER/CLERK
CANARA BANK
04.2019 - 05.2023
CERTIFIED ANTI-MONEY LAUNDERING SPECIALIST (CAMS) -
ACAMS
CERTIFIED ASSOCIATE OF THE INDIAN INSTITUTE OF BANKERS (CAIIB) -
Indian Institute of Banking & Finance
CERTIFICATE IN DIGITAL BANKING -
Indian Institute of Banking & Finance
CERTIFICATE IN ETHICS IN BANKING -
Indian Institute of Banking & Finance
CERTIFICATE IN ANTI MONEY LAUNDERING & KNOW YOUR CUSTOMER -
Indian Institute of Banking & Finance
JUNIOR ASSOCIATE OF INDIAN INSTITUTE OF BANKERS (JAIIB) -
Indian Institute of Banking & Finance
MS BIOTECHNOLOGY -
Amrita University
BS BIOTECHNOLOGY -
Elphinstone College, University of Mumbai