PRATIK PAHILWANI
Ulhasnagar
Summary
Goal to contribute to an organization that offers extensive experience in specialized knowledge while leveraging skills to their fullest potential
Overview
9
9
years of professional experience
Work History
SME Relationship Manager (AVP)
CSB BANK LTD
Mumbai
01.2025 - Current
- Optimized working capital products for business banking clients by analyzing balance sheet ratios.
- Collaborated with credit analysts to prepare Credit Approval Memorandum (CAM) for risk assessments.
- Facilitated sanctioning processes through effective communication with credit analysis teams.
- Maintained relationships with mapped branches, acquiring business from DSAs, CAs, referral partners, and the open market.
WC- Sales Manager (Manager)
Axis Bank
Mumbai
03.2022 - 01.2025
- Coordinated efforts of six experienced officers across various branches for fund-based and non-fund-based working capital products.
- Assisted branches in achieving retail asset targets related to working capital products.
- Analyzed balance sheet ratios to structure working capital solutions for business banking clients while managing credit analyst approvals.
SME Relationship Manager (Manager)
Yes Bank
03.2021 - 02.2022
- Acquired new clients for onboarding in working capital products, including OD and CC.
- Maintained relationships with DSA’s, CA’s, referral partners, and open market to drive business growth.
- Managed a healthy portfolio of clients, overseeing renewals, enhancements, and deferrals.
- Served as Manager, leading efforts to maximize client acquisition and retention.
Relationship Manager
DBS Bank
10.2018 - 02.2021
- Acquisition of New clients for onboarding in working capital products like OD, CC and Other Non-fund-based products.
- Maintaining Relations and Acquiring business from DSA’s, CA’s, Referral partners and from Open Market.
- Designation- Deputy Manager
Assistant Branch Manager
HDFC Bank Ltd
09.2017 - 10.2018
- Achieved revenue by customer retention goals by increasing client’s profitability through relationship building, outstanding service delivery, cross selling third party products and referral development.
- Cross selling of business banking assets like EEG & BBG also Retail assets products like Business, personal and car loans.
- Designation – Assistant Manager
Relationship Manager-Assets
Andromeda Sales & Distribution
07.2016 - 08.2017
- Processing client document files for their home loans & business loans.
- Checking client loan documents and ensuring compliance of various banks KYC & credit requirements.
- Designation– Business Development Executive
Education
MBA (Dlp) - Banking Insurance & Investments
Welingkar Institute Of Management & Research
Mumbai01.2013
B. Com -
Mumbai University
Ulhasnagar01.2009
S.S.C -
Maharashtra State Board
Ulhasnagar01.2009
H.S.C -
Maharashtra State Board
Ulhasnagar01.2006
Hobbies and Interests
Social service, Reading Novels, Travelling.
Extracurricular Activities
Undertook projects on business communications during the first year of the PGDBA Attended workshop on Organizational Management. Working experience with Winman, Accounting, Tally, and MS Office
Personal Details
Date of Birth : - 29th APRIL1988
Timeline
SME Relationship Manager (AVP)
CSB BANK LTD
01.2025 - Current
WC- Sales Manager (Manager)
Axis Bank
03.2022 - 01.2025
SME Relationship Manager (Manager)
Yes Bank
03.2021 - 02.2022
Relationship Manager
DBS Bank
10.2018 - 02.2021
Assistant Branch Manager
HDFC Bank Ltd
09.2017 - 10.2018
Relationship Manager-Assets
Andromeda Sales & Distribution
07.2016 - 08.2017
MBA (Dlp) - Banking Insurance & Investments
Welingkar Institute Of Management & Research
B. Com -
Mumbai University
S.S.C -
Maharashtra State Board
H.S.C -
Maharashtra State Board
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