Praveen Kumar Srivastava
Village & Post Parasara Dist Varanasi
Summary
MBA Finance and Marketing professional with over 6 years+ of experience in Shedule commercial Bank as a Relationship Manager. Managed a corporate client portfolio valued at 20-25 crores in Gorakhpur and Varanasi. Specialized in acquiring working capital and processing SME loans through detailed financial analysis. Achieved business targets through effective client engagement and cross-selling of liabilities products including CASA and insurance.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Acquisition Manager in Business Banking Department
In AU Small Finance Bank
Varanasi, Uttar Pradesh
10.2024 - Current
- Working as an Asset-RM, acquiring Corporate Clients and developing deep business relationships.
- Providing a working capital loan of 10 lacs to 20 Cr. as Cash Credit, Overdraft Facility, DLOD, BG, majorly to the agri-based sector.
- Analysis of balance sheets, GST returns, and ITRs of corporate clients, and checking the eligibility of working capital loans.
- Acquisition of cross-sell products like savings accounts, current accounts, insurance, etc., from existing portfolios.
- Facilitating the portfolio clients with services like CMS, Internet Banking, QR, etc.
- Empanel the Direct Sales Associates (DSA) for the business opportunities from the market.
Relationship Manager in WC (EEG) Department in
HDFC Bank Ltd.
Gorakhpur, & Varanasi
03.2021 - 08.2024
- Working as a Relationship Manager for the acquisition of corporate clients having a turnover of a minimum of 75 lac to 150 Cr. In the Gorakhpur and Varanasi cluster.
- Working capital loans, i.e., CC, OD, LC, BG, etc., starting from a minimum ticket size of 10 lacs to 50 Cr.
- Preparing loan proposals from sourcing and preparing Credit Analysis Memorandum (CAM) for the sanction and disbursement of loans.
- Portfolio management of the existing clients.
- Provided exceptional customer service by responding promptly to inquiries and resolving issues in a timely manner.
- To be the one-stop shop for each of our EEG clients and provide a suitable gamut of financial products, such as insurance, CASA, credit cards, and other asset products, as required by the customer.
- Plan the branch visits, detailing the coverage every week.
- Scoping the RM/PB customer for lead/joint calls, or making use of available resources in the branch for leads/joint calls.
- Planning the catchment area activity/scoping for lead generation/joint call.
CPA Executive (Offrole in ICICI Bank)
I-Process Services India Pvt Ltd.
Varanasi
10.2019 - 03.2021
- Sourcing of new clients for OD, CC, TL, and other types of cases.
- Login file for sanctions and disbursements, and coordinate with the bank branch of the Varanasi region.
- List the renewals every month for the next two months.
- Work on the renewals in advance, and follow up twice weekly for documents.
- Study the financials, bank statements, churn, interest servicing, and aberrations from the stated numbers.
- Acquire new clients for assets from the existing liabilities clients of the bank, and add new liabilities clients for the bank.
Education
MBA - Finance & Marketing
Swami Vivekanand Subharati University
Meerut UP01-2021
B.com -
MGKVP University
Varanasi01-2017
12th - Commerce
Uday Pratap Inter College
Varanasi (UP Board) 01-2014
10th - Science
PBSIC
Varanasi (UP Board)01-2012
Skills
Soft skills-
- Financial analysis
- Analytical
- Problem solving
- Self-motivated
- Customer service
- Relationship building
- Portfolio management
- Portfolio growth
- Credit analysis
Technical Skills-
- MS Word
- MS Excel
Languages
Hindi
First Language
English
Advanced (C1)
C1
Accomplishments
- Two-time Silver Award certificate winner in HDFC Bank for good performance
- Cross-sell award certificate winning in HDFC Bank for good performance
Certification
- IRDAI- SP
- Member of IIBF
Personal Details
- DOB: January 29, 1997
- Father's name: Mr. Shambu Nath Srivastava
- Marital status: Married
Declaration
I hereby declare that the information provided above is true and correct to the best of my knowledge and belief.
Signature: Praveen Srivastava
Date:
Place:
Timeline
Acquisition Manager in Business Banking Department
In AU Small Finance Bank
10.2024 - Current
Relationship Manager in WC (EEG) Department in
HDFC Bank Ltd.
03.2021 - 08.2024
CPA Executive (Offrole in ICICI Bank)
I-Process Services India Pvt Ltd.
10.2019 - 03.2021
MBA - Finance & Marketing
Swami Vivekanand Subharati University
B.com -
MGKVP University
12th - Commerce
Uday Pratap Inter College
10th - Science
PBSIC