PREM CHHUGANI
MUMBAI
Summary
Aiming to work in a fast-paced and agile environment and seek to develop a broad range of skills that will help build strong client relationships and foster a positive outlook towards the organization, contributing to its growth and success.
Overview
8
8
years of professional experience
Work History
NRI MANAGER
HDFC BANK
MUMBAI
01.2025 - Current
- Acquainted with knowledge of banking and investment products like mutual funds, PMS, FCNR deposits, forward contracts, remittance, loans, and insurance.
- Analyzed portfolios of new as well as existing clients and provided financial advisory for wealth portfolios.
- Managing & Solving Service Requests Daily & processing Requests within TAT including KYC
- Collaborated with PIS account Brokers for Fresh Accounts.
Deputy Manager(NRI BANKING)
KOTAK MAHINDRA BANK
MUMBAI
01.2023 - 12.2024
- Processing Inward and Outward remittances and booking exchange rates with multiple currencies by generating 2-3 lakhs forex revenues for the banks, and achieving the target by 200% every month
- Upgraded the variants of client accounts by bringing more SA to the bank by promising free NR Demat Accounts and Selling the Premium Credit cards.
- Generated Strong leads of Home Loan for NRI Clients, and made sure that the loans were provided by the bank to maintain customer loyalty with the bank
- Skillfully negotiated sales terms and pricing with potential customers, culminating in mutually beneficial agreements that maximized revenue profitability, demonstrating strong negotiating skills.
- Elevated customer experience by promptly addressing concerns with empathy and efficient problem resolution, consistently following up on resolved issues to ensure complete customer satisfaction and repeat business.
- Handled USA and Canada-based clients and generating more FX revenues for the bank accordingly bringing more SA and TD on a monthly basis.
Self Employed: Co-founder
MAMTA GARMENTS
Ulhasnagar
06.2017 - 09.2022
- Worked as an active Partner
- Managed working capital and assets of the business with a co-partner
- Led the sales and marketing department
- Handled day-to-day operations
Education
Bachelor of Science - Information Technology
JAIHIND COLLEGE
CHURCHGATE04-2017
HSC -
RAMCHAND KIMATRAM TALREJA COLLEGE OF ARTS, SCIENCE
ULHASNAGAR03-2013
Skills
- Business development
- Negotiation techniques
- Active Learning
- Team co-ordination
Languages
English
First Language
Hindi
Upper Intermediate (B2)
B2
Sindhi
Upper Intermediate (B2)
B2
Accomplishments
- Elite RM (07/2023) & (08/2023)
For achieving the parameters, which are SA, TD, and FXd FX,
- Awarded for quarter targets
For achieving the highest number of term deposits in quarter 2
Timeline
NRI MANAGER
HDFC BANK
01.2025 - Current
Deputy Manager(NRI BANKING)
KOTAK MAHINDRA BANK
01.2023 - 12.2024
Self Employed: Co-founder
MAMTA GARMENTS
06.2017 - 09.2022
Bachelor of Science - Information Technology
JAIHIND COLLEGE
HSC -
RAMCHAND KIMATRAM TALREJA COLLEGE OF ARTS, SCIENCE
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