Premkumar V
Collection Manager
Pondicherry
Summary
Dedicated professional with seven years Perceptive Collection Manager astutely administering and collecting loans and payments. Adept at reconciling past due accounts in a firm professional manner. Committed to securing client payments and settling account matters through effective negotiations and efficient staff management.
Overview
2026
2026
years of professional experience
1
1
Language
Work History
Debt Manager (Two Wheeler loan)
IDFC FIRST BANK LTD
12.2021 - Current
- Handle the around 1500 accounts.
- Handle the four Collection agency.
- Collection agent overall 25 FOS.
- Location. (Pondicherry and villupuram, cuddalore, tindivanam, Chidambaram, virudhachalam, kattumankovil)
- I did the best of performance in TN regional level achieved seven medals
- Current organization.
- Developed comprehensive policies and procedures for debt collection, ensuring compliance with industry regulations and best practices.
- Maintained accurate records of all communications with debtors for reference during negotiations or potential legal proceedings.
Branch Collection Manager (Two Wheeler)
KOTAK MAHINDRA PRIME LTD
- Responsible for responding quickly to all customer requests and ensuring that all staff members make sound decisions based on customer satisfaction.
- Handle the collection Team (2 Collection Officers OFF ROLL).
- Collection soft and higher buckets and vintage.
- Handle the Collection team & agency.
- Maintaining Nil Delinquency.
- Monitoring Collection follow up in Timings.
- Conduct Product Training On Monthly Basics for the In-house & Agency Executives.
- Meeting the Collection target of the Branch through Effective Planning.
- Handling the ON call customers service and responsible for handling service team.
- Above 5+ Buckets legal process.
- Seizing the vehicle above 90+ NPA
Branch Collection Manager (Housing Loan)
MAHINDRA RURAL HOUSING FINANCE LIMITED
- Collecting cash from collection executives & cross verify the receipts with billing amount.
- Circulating MIS to Regional Heads and Accounts team on daily basis.
- Allocating Customer Data with village wise location for collection executives and assign weekly target to them.
- Join hands with Litigation and STF team for problematic case and attending.
- Lok adalat and Conciliation for every three months.
- Checking and maintaining registers which is related to closer document.
- Timely updating and documenting all the transactions both hard and soft copies.
- Handling the branch administrating. Attended problematic case visit at customer place.
- Organizing weekly review meeting with executives.
Education
B.A - Philosophy
Tagore Arts College
Puducherry, India01.2013
12th Standard - Business Maths
Government Technical Higher Secondary School
Puducherry, India01.2011
10th Standard -
Pandit Duraisamy High School
Puducherry, India01.2009
Skills
- Experience in using Strong Excel skills
- Operating Systems: Windows (Vista, XP, 7, 10, 13)
- Software: Microsoft Office - Microsoft Word, Excel, PowerPoint, Microsoft Outlook Express and emails
- Debt recovery expertise
- Collection strategy development
- Teamwork and collaboration
- Problem-solving abilities
Awards
Then I did the best performance of high budget and NPA, flow case of collection work So get the good result in that and get the best Employer Performer Award in the year of 2017., Best Branch Manager awarded held at 2018 to 2019.
Disclaimer
I hereby declare that the above-mentioned information is true and correct to the best of my knowledge.
STRENGTH
- Flexible and adaptive to work in any environment.
- Possess Leadership skill and have lead teams in organizing various events.
- Good communication and understanding skills.
- Like to work in challenging environment Hardworking and never-say-die attitude. Possess good analytical skills.
Timeline
Debt Manager (Two Wheeler loan)
IDFC FIRST BANK LTD
12.2021 - Current
Branch Collection Manager (Housing Loan)
MAHINDRA RURAL HOUSING FINANCE LIMITED
Branch Collection Manager (Two Wheeler)
KOTAK MAHINDRA PRIME LTD
B.A - Philosophy
Tagore Arts College
12th Standard - Business Maths
Government Technical Higher Secondary School
10th Standard -
Pandit Duraisamy High School
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