Puja Kumari
Gurgaon,HR
Summary
Dynamic analyst with a proven track record at DBS Bank, excelling in risk mitigation and relationship management. Proficient is sourcing NTB customers. Adept at cross-selling products and leveraging market insights to deliver tailored solutions, while fostering collaboration as a former software engineer at TATA Consultancy Services.
Overview
8
8
years of professional experience
Work History
Analyst
DBS Bank
New Delhi, India
06.2023 - Current
- Managed a ₹300 Crore loan portfolio, achieving a consistent 90% utilization rate and generating 3% net interest income per annum
- Onboarded 25+clients, leading to a 30% portfolio expansion by delivering tailored financial solutions creating NTB relationships
- Enhanced client exposure limits, increasing credit lines from ₹5Cr to₹10Cr for key clients, driving revenue growth
- Analyzed financial statements to assess credit risk and determine lending solutions for businesses
- Developed and maintained strong relationships with business clients to ensure satisfaction and retention
- Increased cross-selling opportunities for additional bank products through consistent communication with clients
- Leveraged industry knowledge and market trends to identify potential challenges and recommend appropriate solutions for clients'' unique needs
Software Engineer
TATA CONSULTANCY SERVICES
Gurgaon, India
04.2018 - 10.2021
- Developed and optimized software solutions using Java, improving application performance and user experience.
- Mentored junior engineers, fostering skill development and knowledge sharing within the team.
- Developed and executed comprehensive test plans to validate system performance and usability.
- Analyzed test results, documenting defects, and coordinating resolution efforts with development teams.
Education
MBA - Marketing
FORE SCHOOL OF MANAGEMENT
New Delhi, India05-2023
Bachelor of Technology - Mechanical Engineering
INSTITUTE OF TECHNICAL EDUCATION AND RESEARCH
BHUBANESWAR05-2017
Skills
- Risk mitigation
- Portfolio management
- Cross-selling products
- Adaptability and flexibility
- Relationship building and management
- Problem-solving abilities
Timeline
Analyst
DBS Bank
06.2023 - Current
Software Engineer
TATA CONSULTANCY SERVICES
04.2018 - 10.2021
MBA - Marketing
FORE SCHOOL OF MANAGEMENT
Bachelor of Technology - Mechanical Engineering
INSTITUTE OF TECHNICAL EDUCATION AND RESEARCH