

AS BANKING OPERATIONS & SENIOR CREDIT OFFICER.
Responsible for supervising the day to day running operations of the branch, and Dedicated Credit Officer knowledgeable about assessing financial documents, organizing applications, and providing recommendations for approval or disapproval,at the same time creating a professional, helpful and customer friendly environment for staff to work in.
• Ensuring the smooth running of basic banking transactions.
• Putting into effect new procedures and policies passed down from Head Office.
• Analysing financial reports.
• Representing the branch within the local community.
•Responsible for processing of various types of HL & ML other loans as per organisation policy.
• Personal discussion with customer for credit assessment.
• understanding the CIBIL report.
• Credit Evaluation of all categories i.e. Salaried and Business professionals.
• Property inspections at pre and post sanction levels.
• Responsible for Underwriting and sanction of home loan/loan against property files sourced by sales team and preparing the required proposal document detailing the loan eligibility.
• Responsible for cash management.
• Handling CTS clearing.
• Handling RTGS and NEFT.
Customer satisfaction
Financial reporting
Business processes
Asset and liability management