MUHAMMED RAIJAS MV
Bangalore
Summary
Detail-oriented Credit Analyst with 3 years of experience in KYC, AML, and client onboarding within the banking sector. Currently at Wells Fargo in the Loan Documentation team under Equipment Finance, ensuring thorough dealer verification using platforms such as Secretary of State databases, LexisNexis, and FRB Services. Proficient in data analysis using Microsoft Excel. Strong foundation in financial documentation, risk assessment, and compliance processes.
Overview
3
3
years of professional experience
Work History
Loan Documentation Processor
Wells Fargo
Bangalore
11.2022 - Current
- Conducted KYL (Know Your Dealer) assessments to ensure dealer legitimacy and mitigate risk.
- Verified dealer profiles using Secretary of State databases, LexisNexis, and FRB Services.
- Supported KYC and AML compliance during client onboarding and documentation review.
- Analysed client and transaction data using Excel for regulatory reporting and internal audits.
- Collaborated with compliance and operations teams to improve accuracy and efficiency.
- Maintained adherence to financial regulations in a fast-paced, high-volume environment.
Education
Bachelor of Commerce (B. Com) Honours - Major in Corporate Accounting
JAIN Deemed-to-be University
Bangalore, India01.2022
PCMC -
CHRIST Academy Junior College
Bangalore, India05.2019
ICSE -
CHRIST Academy
Bangalore, IndiaSkills
- KYC & AML Compliance
- Client Onboarding & Due Diligence
- Loan Documentation
- MS Excel – Data Analysis & Reporting
- Financial Regulations & Risk Assessment
- Secretary of State / LexisNexis / FRB Services
- Attention to Detail
- Team Collaboration & Communication
Certifications And Achievements
- Certified Information Systems Auditor (CISA) – LinkedIn Learning
- Financial Markets, Banking and Insurance – Online Training
- Financial Statement Analysis – Coursera
- Business Ethics and Negotiation Skills – Coursera
- Data Analysis in Excel – LinkedIn Learning
- Statistics Foundations – LinkedIn Learning
- IMA Scholarship Recipient – Institute of Management Accountants (IMA)
Timeline
Loan Documentation Processor
Wells Fargo
11.2022 - Current
Bachelor of Commerce (B. Com) Honours - Major in Corporate Accounting
JAIN Deemed-to-be University
PCMC -
CHRIST Academy Junior College
ICSE -
CHRIST Academy