Summary
Overview
Work History
Education
Skills
Certification
Honors-Awards
Timeline
Hi, I’m

Rajkumar K.V.M.

Hosur,TN
Rajkumar K.V.M.

Summary

Raj is a AI Business Transformation Consultant, Investment Banker & AGxAI entrepreneur with over a decade of experience founding, investing in, and scaling agri-tech and emerging-technology ventures addressing global challenges in food security, sustainability, and digital trust.


With a strong professional background spanning over 25 years of experience in Investment banking, management consulting and business development, Raj has worked across IT, BFSI, Infra, Renewable Energy and Food & Agri domains. His global outlook is shaped by extensive experience across international finance and business hubs.


A farmer by roots and an investment banker by training, Raj brings a rare blend of ground-level agricultural insight and global financial expertise. He co-founded payAgri, a seed-to-farm-to-market platform connecting smallholder farmers and food processors to global markets, and TerraGreen, a carbon and contract farming enterprise advancing bio-carbon solutions for soil health and sustainable agriculture. At payAgri, he is currently driving the development of an AI-first model for the food and agri ecosystem. Raj actively mentors Multimeta.AI, a Responsible AI company building India’s first native AI platform for deepfake detection and crime intelligence, contributing to AI product ideation and strategy. Earlier, he invested in and mentored InFarmsys (SoilSpectra), a frugal agritech venture enabling small farmers to significantly reduce cultivation costs through technology-led soil intelligence.


An innovator at heart, Raj is deeply passionate about AI-driven, responsible technologies that empower the common man and create scalable, sustainable impact. He also advises businesses on applying AI to drive operational efficiency and organizational transformation. In addition, Raj is committed to teaching and mentoring—training management graduates and startup founders in finance, strategy, business compliance, and technology applications for business excellence.

Overview

27
years of professional experience
1
Certification

Work History

MultiMeta.AI Tech & Consulting Pvt. Ltd

Mentor - AI Product Ideation & Strategic Finance
08.2023 - Current

Job overview

  • Multimeta.AI is a responsible AI and Metaverse company committed to developing advanced AI solutions for Public Safety, Law Enforcement, and National Security.
  • We harness the power of Artificial Intelligence and immersive technologies to create impactful, ethical, and secure systems that address the critical challenges faced by governments and security agencies.
  • Building India’s 1st Native AI model for Deepfake Detection & Crime Intelligence : killfake.ai
  • Multimeta.AI offers Strategic AI Consulting focused on responsible, outcome-driven AI adoption—helping businesses improve efficiency, reduce risk, and enhance profitability.
  • Learn more at: www.multimeta.tech


payAgri Innovations Pvt. Ltd.

Co-Founder, MD
08.2016 - Current

Job overview

  • Driving AI transformation at payAgri, powered by 8+ years of deep field experience—working with 200,000+ farmers across 20+ value chains, enabling over 100,000 MT of real-time agri-commodity transactions, and serving 100+ customers, including insights from managing 10+ defaulting debtors.
  • PayAgri is transforming the agro sourcing landscape through cutting-edge research, digitization, robust farmgate infrastructure, and deep domain expertise.
  • As a tech-enabled strategic sourcing partner for food processors, payAgri delivers end-to-end value chain solutions—from large-scale procurement directly at the farmgate to global supply chain integration.
  • PayAgri has been recognized and supported by leading global and national institutions. It was accelerated and advised by Catalyst Fund (a project of BFA Global, supported by the Bill & Melinda Gates Foundation, JPMorgan Chase & Co, and Rockefeller Philanthropy Advisors).
  • PayAgri was also incubated at and supported by IIM Ahmedabad’s CIIE.CO (as part of the Bharat Inclusion Initiative – Financial Inclusion Lab), NABARD’s MABIF, and Tamil Nadu Agricultural University (TNAU).
  • Www.payagri.in

MaaVanB Consulting Group

Independent Consultant
04.2012 - Current

Job overview

  • MaaVanB Consulting Group (formerly GreatThoughts Consulting Practices) is a boutique AI Business Transformation Consulting & Cross-border Investment banking advisory firm backed by a strong international network of seasoned AI Experts & Investment bankers.
  • Our AI expert team understand the business, strategies & process of the client, and delivers 'Strategic-fit' AI transformation advisory services to the clients in BFSI, Manufacturing and services sector.
  • Our IB team deliver strategic, financial, and legal solutions that enable clients to structure, fund, and scale their businesses across borders — seamlessly, securely, and compliantly.
  • GreatThoughts was recognized among the Top 25 Most Promising Debt Management Consultants by Consultant Review (Jan 2017 edition), a testament to our commitment to excellence.

TerraGreen AgriTech Ventures P. Ltd.

Farmer
11.2016 - 09.2025

Job overview

  • TerraGreen is a pioneering company in Carbon Farming, Contract Farming, Controlled Environment Agriculture, and Bio-fertilizer innovation, committed to addressing global food security and food safety challenges.
  • Founded on the principle of sustainable agriculture, TerraGreen blends traditional farming wisdom with modern science, data, and technology to optimize productivity and resilience.
  • At the heart of our innovation is a proprietary Bio-Carbon product which enhances soil fertility while significantly reducing the carbon footprint of conventional farming practices.
  • We are proud to be 3P Farmers – Positive, Proactive, and Progressive. Our approach avoids toxic fertigation and focuses on value creation through:
  • - Lower cultivation costs
  • - Improved crop yields
  • - Better market prices for farmers
  • TerraGreen is recognized by the Department for Promotion of Industry and Internal Trade (DPIIT), Government of India, under the Startup India Initiative.
  • Explore more: www.terragreenagri.com

Farmsys

Advisor & Investor - Product Development, Strategy & Growth
01.2018 - 12.2022

Job overview

  • Farmsys - Frugal Agritech start-up focusing to enable small & marginal farmers to use technology to reduce cost of cultivation and increase yield, eventually to better their income level.
  • Innovators of 'SoilSpectra. - ' a Simplified & frugal innovation to digitize Farmer, Farm and Soil Nutrition '. Raj jointly holds patent for this revolutionary SoilSpectra Gadget.
  • India’s first Agri- deep-tech solution to gives holistic soil nutrition data besides farm ownership, geo-fencing, irrigation, fertigation history and Crop history data at affordable cost.( www.farmsys.co )
  • Made a successful Exit in 2022

Samunnati Financial Intermediation & Services Private Limited

Agri Value Chain Advisor @ Samunnati ( Agri VC focused NBFC )
11.2015 - 11.2016

Job overview

  • A. Sr. Resource - Business Lead, Fund Syndication & Agri Value Chain Research @ Samunnati Financial Intermediation & Services P LTD., ( NBFC ) ( www.samfin.in )
  • - Agri Value Chain Research
  • - Support Financial Product Development & Strategies
  • - Market Linkage Support
  • - Fund Syndication.
  • - Drive business for C-Farming finance & Receivable Finance Divisions
  • A. Sr. Resource - Business Lead, Fund Syndication & Agri Value Chain Research @ Samunnati Financial Intermediation & Services P LTD., ( NBFC ) ( www.samfin.in ) - Agri Value Chain Research - Support Financial Product Development & Strategies - Market Linkage Support - Fund Syndication. - Drive business for C-Farming finance & Receivable Finance Divisions

Procap Financial Services Pvt Ltd

VP | Consultant : Investment Banking & Advisory Services
01.2012 - 06.2014

Job overview

  • Procap FSPL is founded by Mrs.Chandra Ramesh, an IIM-A Alumnus & FCA, ACWA, ACS and Mr.Ramesh ACA, ACWA, ACS. Procap is into Investment Banking, Advisory Services, Insurance and Stock, Commodity & Currency Broking Services.
  • I was heading Investment Banking & Advisory Practice division ( as a regular employee in the designation of VP) until Nov, 2012. Thereafter, I was engaged as a Consultant (Investment Banking) till Nov 2014 with a liberty to undertake assignments independently.
  • - Offering Debt syndication ( ECB, Project Finance), Private Equity Investment, Green Energy Solutions, Strategic Business Advisory Services
  • - Overall responsibility of P&L of the division
  • - Team building and Management
  • - Plan and achieve growth strategies
  • Reporting to the MD & CEO.

IFCI Financial Services Ltd

AVP & Head-Investment Banking
07.2010 - 01.2012

Job overview

  • - Spearhead and manage Investment Banking and Merchant Banking Division.
  • - Originate and execute deals for IPO, M&A, Debt Syndication-ECB, PE, VC, Strategic Alliance / JV.
  • - Build and manage Investment Banking & Merchant Banking team across India.

Bennett Coleman and Co. Ltd. (Times Group)

Senior Manager - Times Private Treaties
09.2008 - 07.2010

Job overview

  • Be a part of the Group’s Private Treaties team that is involved in Private Equity Investment / Strategic Alliance
  • Execution responsibility for investments / Strategic Alliance from deal origination and sourcing, researching, structuring, execution, monitoring and disbursement of investments

theoryE Ntertainment Practices

Business Head / COO
09.2004 - 08.2008

Job overview

  • A start-up promoted by ITP(P) Ltd. The company was originally formed to execute Computer Graphics and Promotional Design outsourced from USA.
  • Also supported to build Movies Co-branding business and successfully services 15+ movies to achieve over Rs.100 Mn worth co-branding revenue within 2 years.
  • A start-up promoted by ITP(P) Ltd. The company was originally formed to execute Computer Graphics and Promotional Design outsourced from USA. Also supported to build Movies Co-branding business and successfully services 15+ movies to achieve over Rs.100 Mn worth co-branding revenue within 2 years.

Edge Consulting Freelancing

Graduate Entrepreneur
01.1999 - 12.2003

Job overview

  • Was severely bitten & infected by the entrepreneurial bug and tried ventures without experience. Neither lost nor earned money, but gained incredible experience and knowledge that my MBA failed to teach ( or I must have bunked the classes when this syllabus was taught :)
  • Was severely bitten & infected by the entrepreneurial bug and tried ventures without experience. Neither lost nor earned money, but gained incredible experience and knowledge that I failed to learn from my MBA.

Education

Wharton Online

Certification from AI for Business, Artificial Intelligence
01.2026

Madurai Kamaraj University

PGDCA from Computer Application
01.2003

Alagappa University

MFC from Finance & Control
01.2002

Amrita School of Business

PGDM/MBA from Finance and Marketing
01.1999

University Overview

earlier known as Amrita Institute of Management

Madurai Kamaraj University

B.Com from Commerce
01.1997

Skills

  • AI for Business
  • Agri Value Chain Consulting
  • Consulting

Certification

Artificial Intelligence for Business

Honors-Awards

Best Student Award - 3 years

Timeline

Mentor - AI Product Ideation & Strategic Finance

MultiMeta.AI Tech & Consulting Pvt. Ltd
08.2023 - Current

Advisor & Investor - Product Development, Strategy & Growth

Farmsys
01.2018 - 12.2022

Farmer

TerraGreen AgriTech Ventures P. Ltd.
11.2016 - 09.2025

Co-Founder, MD

payAgri Innovations Pvt. Ltd.
08.2016 - Current

Agri Value Chain Advisor @ Samunnati ( Agri VC focused NBFC )

Samunnati Financial Intermediation & Services Private Limited
11.2015 - 11.2016

Independent Consultant

MaaVanB Consulting Group
04.2012 - Current

VP | Consultant : Investment Banking & Advisory Services

Procap Financial Services Pvt Ltd
01.2012 - 06.2014

AVP & Head-Investment Banking

IFCI Financial Services Ltd
07.2010 - 01.2012

Senior Manager - Times Private Treaties

Bennett Coleman and Co. Ltd. (Times Group)
09.2008 - 07.2010

Business Head / COO

theoryE Ntertainment Practices
09.2004 - 08.2008

Graduate Entrepreneur

Edge Consulting Freelancing
01.1999 - 12.2003

Madurai Kamaraj University

PGDCA from Computer Application

Alagappa University

MFC from Finance & Control

Amrita School of Business

PGDM/MBA from Finance and Marketing

Madurai Kamaraj University

B.Com from Commerce

Wharton Online

Certification from AI for Business, Artificial Intelligence
Rajkumar K.V.M.