Ramanathan PL
Branch Manager
Chennai
Summary
Intend to build a career and serve the organization by making optimum use of my skills and knowledge which will help me explore myself fully and realize my potential to grow with the organization
Overview
7
7
years of professional experience
4
4
years of post-secondary education
Work History
Branch Manager
Home First Finance Company India Limited
2021.02 - Current
- Increased branch profitability by implementing cost-saving measures and streaml
- Took over Avadi Branch Post First Covid From Feb 2021.
- Responsible for increasing the Branch AUM and Number of Live Loans. Which is about AUM from 90Cr to 145Cr and Live Loans From 800 to 1500 Accounts.
- Handling Hard Buckets and NPA. Responsible for Bringing Down Hard Buckets to 3% and NPA to 1.5% overall.
- Ensuring Credit check on each and every case Processed in the branch. Reducing the Early default cases.
- Have Increased the Productivity of Each RM to about Min 60L-75L per Month on a Consistent Basis.
- Connector Management Drive on a Daily basis to increase the New Connector and Reviving Dormant Connector.
- Co-ordinating with cross Functional Teams such as Credit, Property underwriting, Operation Team for Timely sanction and Disbursal TAT.
- Ensuring AUM Growth to Min 25% and Run-off in Control.
- Created Two New Satellites Poonamalle and Redhills for the Branch.
- Collaborated with senior leadership on strategic planning initiatives to align branch objectives with Company Goal.
- Implemented effective sales strategies to achieve branch targets and exceed expectations consistently.
- Taken Care of Recruiting freshers in Multiple College and Providing on the Field, System Process, Credit assessment and Collection Training.
- Team Size RM-8-10Nos & CSM-3Nos
Branch Manager
Home First Finance Company India Limited
2019.04 - 2021.01
- Being Promoted, Have started the Tiruvallur Branch with myself and a CSM.
- Taken care of Branch Productivity, Operations Metrices, Audit Compliances, Training New RMs and CSMs.
- Have Entered New Market and identified new channel partners.
- Marketing Campaigns run on a regular interval increase Business.
- Have Done 250 Live Loans and 25cr AUM with Zero NPA.
- Branch has Been Nominated for Young Turk Branch in Pan India
- Team Size - 4 RMs & 1 CSM
Relationship Manager
Home First Finance Company India Limited
2017.04 - 2019.03
- Joined as a Fresher and Learned about HL & LAP Loan Process in Detail.
- Handled Sales, Credit Evaluation & Collections
- Identified Channel Partners through Market Mapping and assessed their Quality of Sourcing as well.
- Consistently achieved Both sales and Collection Target.
- From Second Year consistently have hit 8 Sanctions on a average with 75L-1Cr Per Month
- Nominated as one of Top-5 Legend RM in PAN India.
- Coordinating with Customer Service Manager, Legal & Technical Vendors for on Tat Disbursement
Education
MBA - Marketing And Operations
Thiagarajar School of Management
Madurai, India 2001.04 -
B.Tech - Mechanical Engineering
Kalasalingam University
Srivilliputhur 2011.04 - 2015.03
Skills
Team Leadership
undefinedTimeline
Branch Manager
Home First Finance Company India Limited
2021.02 - Current
Branch Manager
Home First Finance Company India Limited
2019.04 - 2021.01
Relationship Manager
Home First Finance Company India Limited
2017.04 - 2019.03
B.Tech - Mechanical Engineering
Kalasalingam University
2011.04 - 2015.03
MBA - Marketing And Operations
Thiagarajar School of Management
2001.04 -
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