RAMESH ARAVIND MURUGESAN
AML ANALYST
Chennai,TN
Summary
Dynamic AML investigator in identifying suspicious activities and ensuring regulatory compliance. Proficient in data interpretations and training new hires, promoting culture of excellence and operational efficiency. Dedicated to delivering high-quality results in anti-money laundering initiatives.
Overview
8
8
years of professional experience
2
2
Languages
Work History
BA4 Analyst
Barclays UK
11.2023 - Current
- Transaction monitoring - Business and Retail Banking.
- Reviewed financial transactions to identify any unusual or suspicious activities, and investigated them in detail.
- Performed risk-based monitoring for unusual activity, including detection, investigation, suspicious reporting, and documenting the file with supporting documents, which will serve as a deciding factor either to close the account or continue monitoring.
- Expertise in investigating various red flags and reporting the customer directly to the FCA.
- Experienced in reviewing all segments of customers: credit card, smart investor, wealth customer, retail autos and manuals, and business banking autos and manuals.
ASSOCIATE MANAGER
Standard chartered bank
10.2022 - 11.2023
- Manage team lead responsibilities and act as a backup for the team lead to ensure that deliverables are met with quality and in a timely manner.
- MI - Daily and Monthly Production and Quality Tracker for the team.
- BCP Testing.
- UAT testing for banking applications.
- Trained new hires and provided close training and supervision before new joiners could undertake their full duties and responsibilities to prevent any operational risk.
- Participated in conducting regular meetings and discussions with the country's FCC for the recent updates and cascading the same to the team to improve efficiency.
SENIOR ANALYST
Standard chartered bank
09.2019 - 10.2022
- Daily monitoring and analysis of banking transaction alerts (which are triggered on the basis of set threshold limits), generated by enterprise case management (anti-money laundering software), to identify suspicious transactions.
- Responsible for performing timely investigations with well-reasoned and supported decision-making. Conduct research over available bank systems, the internet, and databases consistent with the resolution of investigations.
- Worked on both retail and entity customers' auto and manual queues.
- Expertise in working on manual cases triggered for CASA (Current and Savings Accounts), Credit Card, CBWTR (Cross Border Wire Transfer), and CTR (Currency/Cash Transaction Report), adverse media hit cases, and locker cases.
Process Associate
TATA CONSULTANCY SERVICE
01.2017 - 09.2019
- Evaluating the trend, pattern, and product utilization by the customer, reviewing, and analyzing compliance monitoring reports, and other related source documents.
- Evaluating transactions and customer relationships for money laundering activities and identifying the red flags.
- Investigation done on alerts with the help of KYC, past transaction history, and public domain searches.
- Trained new joiners to review their cases and achieve good quality in QCP results.
- MI - Daily and Monthly Production and Quality Tracker.
Skills
Compliance monitoring
Accomplishments
- Awarded for Excellence in maintaining high-quality metrics, Jan2021
- Honored for exceptional productivity, achieving 120% output, May2022.
- Awarded for contributing higher conversion ratio of risk-relevant cases (Suspicious Transactions Report), Feb2023.
- appreciated for swiftly completing accreditation process Jan2024.
- Appreciated for effectively reporting and terminating potential fraudulent customers , Apr2024.
- Recognized for maintaining good quality and productivity, Sep2024.
Applications
- Detica 5.6 (Norkom)
- ECM (Enterprise case management)
- World Check Portal
- Accuity Check Portal
- EBBS Server
- Fullserve
- Magellan System
- Quantexa
- QMS.
Timeline
BA4 Analyst
Barclays UK
11.2023 - Current
ASSOCIATE MANAGER
Standard chartered bank
10.2022 - 11.2023
SENIOR ANALYST
Standard chartered bank
09.2019 - 10.2022
Process Associate
TATA CONSULTANCY SERVICE
01.2017 - 09.2019
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