Summary
Overview
Work History
Education
Skills
DECLARATION
Extra Professional-Curricular Accolades
Timeline
Generic

Ranjeet Prasad

Operation Manager
Gopalganj

Summary

To set new and greater standards for myself and there by achieving them through highest level of quality, commitment and creativity, leading to mutual growth of self and associates. Managing administrative and clerical operations. Possesses excellent problem-solving and communication skills, and a passion for delivering exceptional customer service.

Overview

11
11
years of professional experience

Work History

Operation Manager of Micro Lap, Individual loan And Group Loan

DJT Microfinance Pvt Ltd
04.2025 - Current
  • Managed operations of 20+ branches across multiple districts/regions (In Bihar). Coordinated with credit, risk, and collections teams for smooth operations.

OPERATION MANAGER of LAP, STSL and PL Loan

ADITYA BIRLA FINANCE LTD
06.2023 - 04.2025
  • Part of QA Team for The Product of PL, DL, STUL and BL Loan.

CREDIT MANAGER of MSME and Group Loan

ANNAPURNA FINANCE LIMITED
01.2023 - 05.2023

OPERATION SENIOR EXECUTIVE of Retail Assets Home Loan & MSME Loan

UTKARSH SMALL FINANCE BANK
02.2022 - 12.2022

CREDIT SENIOR EXECUTIVE of Commercial Vehicles Loan & Construction Equipment Loan

I PROCESS SERVICES INDIA PVT LTD (ASSOCIATED WITH ICICI BANK LTD)
01.2021 - 02.2022

Branch Operation Manager of MSME, HL, LAP, GROUP LOAN and GOLD Loan

JANA SMALL FINANCE BANK LTD
12.2014 - 12.2019

Education

Master of Business Administration - Finance & Marketing

Dr Punjabrao Deshmukh Institute of Management and Research
Nagpur
01-2013

Bachelor’s degree - Commerce

Shri Niketan Arts & Commerce College
Nagpur
01-2011

Higher Secondary Class - undefined

Baba Bhoothnath College
Patna
01-2008

Senior Secondary Class - undefined

Maya Chhota High School
Gopalganj, Patna
01-2006

Skills

Qualified MBA in Finance from Nagpur University Nagpur, determined to carve a successful and satisfying career in the field of Finance

Experience in the Field of Banking and NBFC (Non-Banking Financial Company), having experiences of Manager grade in operations of accounts and finance

Having experience of Credit Management and Underwriting of Commercial Vehicle Loan, Construction Equipment Loan and Medical Equipment Loan (I Process Services Pvt Ltd Associated with ICICI bank and Annapurna Finance Ltd)

Having experience of Disbursement and all process of PDD after disbursement of Home Loan, LAP and MSME Loan

Quality Checks of PL, BL, DL and STUL Disbursed cases and share observation to team for closed observation

Highly motivated positive and Goal-Oriented, with analytical Approach, as well as ability to build and lead effective teams

Managed operations of 20 branches across multiple districts/regions Lead a team of Branch Operation officers Coordinated with credit, risk, and collections teams for smooth operations

Multi-Branch Operations Management, Team Leadership & Performance Management, Regulatory Compliance (RBI Guidelines)

Ensured compliance with RBI and internal audit standards

Coordinated with credit, risk, and collections teams for smooth operations

DECLARATION

I hereby declare that the above-mentioned information is correct up to my knowledge and I bear the responsibility for the correctness of the above-mentioned particulars. Place: (Ranjeet Prasad) Date

Extra Professional-Curricular Accolades

  • Working Experience of CBS (Banking & Accounts Module, Core Banking Solution) MSOffice Applications (Word, Excel, and PowerPoint) Operational ERP & CRM Software. Ensure Updated CBS loan a/c numbers in SFDC. Generate all reports from SFDC.
  • Working Experience of FINONE, FINACLE (Banking and Accounts Module, Core banking Solution) IDISBURSED Module for kyc and file checking Module. CTS for RC and invoices updating. APS for customer file login module.
  • Working Experience of CBS (Banking and Accounts Module, Core banking Solution) LOS Module for kyc, file checking and Disbursement Module. Using CRM to Resolve Customer Complaint.
  • Working experience of LENTRA disbursement module for kyc and file checking.
  • Working experience of BPM where tagged OTC/PDD and knockoff process after Loan Disbursement. All Agreement related documents uploaded in BPM.
  • Working Experience of LMS where Generate SOA, Welcome letter/Loan Agreement, Repayment details and all reports etc.
  • Working Experience of CMS where update all collateral details and create CERASAI of that Collateral.
  • Ability to handle a wide Variety of tasks and lead an effective team.
  • Working Experience of Dashboard where update collection details, Generate SOA, Welcome letter/Loan Agreement, Repayment details and all reports etc.

Timeline

Operation Manager of Micro Lap, Individual loan And Group Loan

DJT Microfinance Pvt Ltd
04.2025 - Current

OPERATION MANAGER of LAP, STSL and PL Loan

ADITYA BIRLA FINANCE LTD
06.2023 - 04.2025

CREDIT MANAGER of MSME and Group Loan

ANNAPURNA FINANCE LIMITED
01.2023 - 05.2023

OPERATION SENIOR EXECUTIVE of Retail Assets Home Loan & MSME Loan

UTKARSH SMALL FINANCE BANK
02.2022 - 12.2022

CREDIT SENIOR EXECUTIVE of Commercial Vehicles Loan & Construction Equipment Loan

I PROCESS SERVICES INDIA PVT LTD (ASSOCIATED WITH ICICI BANK LTD)
01.2021 - 02.2022

Branch Operation Manager of MSME, HL, LAP, GROUP LOAN and GOLD Loan

JANA SMALL FINANCE BANK LTD
12.2014 - 12.2019

Senior Secondary Class - undefined

Maya Chhota High School

Higher Secondary Class - undefined

Baba Bhoothnath College

Bachelor’s degree - Commerce

Shri Niketan Arts & Commerce College

Master of Business Administration - Finance & Marketing

Dr Punjabrao Deshmukh Institute of Management and Research
Ranjeet PrasadOperation Manager