RATNA BABU MANCHINENI
H.NO.6-3-541, Ngo's Colony, Vanasthalipuram, Hyderabad
Summary
Dynamic banking professional with over 11 years of experience, excelling in relationship management and business development. Proven expertise in strategic thinking and leadership, driving significant growth and customer satisfaction.
Overview
13
13
years of professional experience
Work History
Branch Sales Manager
AU SMALL FINANCE BANK
Hyderabad
12.2024 - Current
- Handling a team of 7 Staff (CASA BO's And CA BO's).
- Month on month will focus on Existing book growth and also introduce NTB clients also
- Focus on HNI clients and above Nri Customers
- Generating leads through activities
- Managed a team of executives to achieve growth & productivity in the given territory
- Generate business and cross sell all products and services of the Bank
- Weekly conducting Cold calling Sale team along with Relationship Managers
- Motivating the Sales Staff for achieving the targets.
- Cross sell to existing customers on LI, GI, and Business Loans Secured and Unsecured through reference and New Clients.
Relationship Manager
RBL Bank Ltd.
Hyderabad
11.2022 - 12.2024
- Handing around 70+ Corporate Clients. Information Technology, Pharma, Agri, Trading, and Jewelers etc
- Opening of CASA Accounts, holding accountability for selling cross sell products
- Acquisition of High value Current accounts
- Generating Revenue from products like BBG, LAP, HL, GMC and Life Insurance
- Getting Acqui- value from the opened accounts in the same month
Senior Ec Business Development Manager
IndusInd Bank Ltd.
Hyderabad
08.2021 - 10.2022
- Opening of CA Accounts, holding accountability for selling cross sell products
- Generating sales leads on a daily basis through cold calling, visits and telephonic calls.
- Seeking appointments from HNI customers and pitch products as per their need and getting revenue to the bank.
- Work as an active team member & maintain the team spirit. Help and respect colleagues and peers.
- Analysed new financial products and made purchasing recommendations for customers considering various banking products, managed in-person over the phone and e -mail inquiries in a timely manner.
- Managed overall business development activities relating to new prospect identification and marketing campaigns, selling liabilities, assets & other banking products from the existing customers
- Maintaining high standards of customer Relationship resulting in increasing Average Balances of the Customer and in turn attaining referrals and cross sell opportunities.
- Maintain cordial relations with all bank staff and customers and have a zero people conflict record.
Assistant Manager
AXIS Bank Ltd.
Hyderabad
12.2019 - 07.2021
- Opening the current and saving accounts every month efficiently.
- Generating the leads of Gold Loan and Insurance Products i.e. Life Insurance, General Insurance, DMAT Accounts and Personal and other loans.
- Conducting activities every month for lead generation.
- Receiving Monthly targets from the Sales Manager and planning to generate the leads towards targets.
- Following AML & KYC (Anti Money Laundering & know Your Customer) etc.
Sr. Relationship Officer
ICICI Bank Ltd.
Hyderabad
06.2013 - 09.2019
- Receiving Monthly targets from the Sales Manager and planning to generate the leads towards targets.
- Opening salary accounts for the Mapped corporate and sourcing for NCA.
- Cross selling of the multiple products like credit cards, personal loans, insurance, Mutual funds and attached products (Demat account, Recurring deposits).
- Meeting corporate clients and explaining the features and benefits of ICICI Bank Salary accounts through references from existing clients and cold calls.
- Highly Knowledge in TAB Banking and confirming activation of the accounts to to the co.
Education
Bachelor Degree - Computers
Osmaina University
01.2015
MPC -
Board of Intermediate
Hyderabad01.2004
Board of Secondary Education -
Z.P.S.School
Khammam, Dist01.2000
Skills
- Leadership Skills
- Time Management
- Team Work
- Strategic Thinking
Awards & Honors
- Top Performer Award on IERPC values for the year 2025.
- Qualified for AU Select Workshop for the year 2025.
- Top performance on life insurance 60 L for the year 2025.
Languages
- Telugu
- English
- Hindi
Personal Information
- Name : M RATNA BABU
- Date of Birth: 06/18/85
- Gender: Male
- Marital Status: Married
- Address: 6-3-541, Ngo's Colony, Vanasthalipuram, Hyderabad - 500070.
Accomplishments
I hereby declare that the details furnished above are true and I will be responsible for any incorrect information.
( M RATNA BABU )
( M RATNA BABU )
Timeline
Branch Sales Manager
AU SMALL FINANCE BANK
12.2024 - Current
Relationship Manager
RBL Bank Ltd.
11.2022 - 12.2024
Senior Ec Business Development Manager
IndusInd Bank Ltd.
08.2021 - 10.2022
Assistant Manager
AXIS Bank Ltd.
12.2019 - 07.2021
Sr. Relationship Officer
ICICI Bank Ltd.
06.2013 - 09.2019
Bachelor Degree - Computers
Osmaina University
MPC -
Board of Intermediate
Board of Secondary Education -
Z.P.S.School