Summary
Overview
Work History
Education
Skills
Languages
Affiliations
Timeline
Generic

RENJU VIJAYAN

Kollam

Summary

As a knowledgeable Credit Manager, I possess expertise in creditworthiness and document review. My skills in optimizing credit policies to balance profit and loss have proven to be highly effective. I am a resourceful Credit Manager who has successfully improved department policies, and standardized processes, and increased customer satisfaction by providing fast, knowledgeable, and friendly financial services. As a highly motivated employee, I am always willing to take on new challenges. My strong work ethic, adaptability, and exceptional interpersonal skills have allowed me to work effectively unsupervised and quickly master new skills. I am a committed job seeker with a history of meeting company needs with consistent and organized practices. My skills include working under pressure, adapting to new situations, and taking on challenges to best enhance the organizational brand.

Overview

1
1
year of professional experience

Work History

Credit Manager

ADITYA BIRLA FINANCE LIMITED
Chennai
04.2023 - Current
  • Ensured timely and accurate processing of all credit transactions.
  • Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
  • Analyzed financial data to determine the degree of risk involved in extending credit.
  • Prepared monthly departmental reports summarizing the status of outstanding receivables.
  • Attended court hearings related to collection cases as needed.
  • Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
  • Worked with management to evaluate credit strategies and develop improvements.
  • Reviewed accounts for signs of fraud and non-payment issues.
  • Implemented new initiatives, which resulted in quicker payments and better turnaround times to resolve customer issues.

Education

MBA - Finance & HR

MSN IMT KOLLAM CHAVARA Kerala University
Kerala
05-2022

BBA - Finance

Kerala University
Kerala
05-2017

Skills

  • Performance Improvements
  • Fraud understanding
  • Proficient with Microsoft package
  • Records Management
  • Credit analysis
  • Workflow Coordination

Languages

Malayalam
First Language
Tamil
Beginner (A1)
A1
English
Intermediate (B1)
B1
Hindi
Beginner (A1)
A1

Affiliations

  • Scholarship in District level examination conducted by Gurukul College
  • Certification in J.R.C.CADETS 2014-15
  • Participation certificate on Webinar on the Topic "How to identify a problem in Research
  • NSS Certification
  • Selected in Inter college QMA Essay Competition in Level 1
  • Certification in participating AIMA for the Topic "Shaping Young Minds Program
  • Certification on International Webinar on Literature Review for Research

Timeline

Credit Manager

ADITYA BIRLA FINANCE LIMITED
04.2023 - Current

MBA - Finance & HR

MSN IMT KOLLAM CHAVARA Kerala University

BBA - Finance

Kerala University
RENJU VIJAYAN