Revathy Kallamppilly Janardhanan
Goteborg
Summary
Banking professional with 10 years of experience with extensive knowledge in handling corporate financial tasks, maintaining records and reviewing financial activity.Looking for challenging Finance Assistant position, where I can apply my accounting knowledge, analytical skills, and passion for finance to contribute to the organization's success. Have made significant impact in previous roles by improving efficiency and accuracy of financial operations.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Customer Service Associate
Federal Bank
08.2014 - Current
- Attended more than 25 plus customers per day across the counters for receipt of cheques, Drafts, Dividend Warrants, Pay Orders/Bankers Cheques and other similar instruments and passing the same
- Maintained cash drawer balances and transaction records, achieving 99% accuracy in daily settlements.
- Responsible for capturing and accurately recording all information from account opening forms, KYC documents, preparation of various certificates, letter intimations to customers, and uploading the same in the system.
- Successfully partnered with colleagues in the acquisition of new business which resulted in approximately 120% increase in total business of the branch within a span of 11 months
- Actively involved in various marketing activities of the bank and guided the customers about digital/other banking products/loan products
- Involved in branch level forex transactions which includes entry level operations with regard to inward remittance, outward remittance, realization of Export Bills, Letter of Credit lodgments for Import and Export Bills which helped in achieving 100 % forex income for the branch
- Processed 200+ Vehicle Loans and 50+ mortgage loans which involved uploading details of credit proposals, loan applications/documents and generation of CIBIL reports and scrutinizing the same which resulted in more than 25% increase in branch advance achievement within a span of 18 months
- Assisted officers in Loan Recovery Department by writing letters to borrowers on overdue instalments, default advice, contacting borrowers for reminders which resulted in 30% decrease in gross NPA (Non-Performing Assets) loans of the branch
- Developed and implemented new cross selling strategies that effectively resulted in 15 % increase in product uptake among existing customers
- Super headed the adoption of digital banking tools of the bank among customers, increasing digital transactions by 20% every month
Education
Bachelor of Technology - Electronics and Communication Engineering
Vidya Academy of Science and Technology
01.2014
Skills
- Proficiency in Microsoft Office and core banking solution software
- Problem-solving and analytical skills
- Financial research skills
- Strong team player
- Knowledge of accounting principles
- Effective communication skills
- Financial transaction posting
- Invoice and pay roll processing
- Month-end closing support
Certification
- JAIIB - Junior Associate of Indian Institute of Bankers, Exam conducted by the Indian Institute of Banking and Finance (IIBF), The JAIIB encapsulates a wide array of topics, including intricate banking laws and regulations, comprehensive accounting and finance principles, along with general banking knowledge.
- CAIIB - Certified Associate of Indian Institute of Bankers, Exam conducted by the Indian Institute of Banking & Finance (IIBF). The CAIIB seeks to provide advanced knowledge in economic analysis, international banking, risk management, balance sheet management, and Treasury Management.
- IIBF Examination Certificate-Money Laundering (AML) and Know Your Customer (KYC)
- IIBF Examination Certificate-IT Security
- IIBF Examination Certificate-Prevention of Cyber Crimes and Fraud
Languages
English
First Language
Swedish
Beginner (A1)
A1
Timeline
Customer Service Associate
Federal Bank
08.2014 - Current
Bachelor of Technology - Electronics and Communication Engineering
Vidya Academy of Science and Technology
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