ROHIT DHAMU
Senior Operations Executive
Bikaner
Summary
Obtain a challenging leadership position applying creative problem solving and lean management skills with a growing company to achieve optimum utilization of its resources and maximum profits.
Overview
3
3
years of professional experience
Work History
Senior Operations Executive
SMFG India Home Finance Co Ltd
Bikaner
02.2024 - Current
- Applied excellent problem-solving, process development, and strategic implementation skills to lead and support all areas of operations.
Branch Credit Manager
Kaabil Finance Pvt Ltd
Bikaner
07.2023 - 01.2024
- Maintained up-to-date knowledge of industry trends and regulatory changes, implementing necessary adjustments to maintain competitive advantage.
- Created marketing materials.
- Successfully managed complex credit restructuring cases, working closely with borrowers and internal stakeholders to develop mutually beneficial solutions that minimized losses.
- Led team of number staff.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Prepared internal and regulatory financial reports, balance sheets and income statements.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Credit Ops Executive
Cholamandalam Investment and Finance Co. Ltd.
03.2021 - 03.2023
- File Checking and Login for Loan processing
- Gather al relevant information thru discussion & documents to make a proper credit analysis
- Recommendation for Loan Sanction
- Legal/TSR, Valuation, Cibil Initiation, Verification and Co-ordination for Disbursement
- Conduct Personal visit of Customer for verification of Income and other analysis
- Checking Loan Eligibility of Customer as per income and business profile
- Prepare RTR, Banking and Ratio and Credit Appraisal
- Proper credit assessment as per template and reporting to Branch Credit Manager.
Education
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BSER, Ajmer
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BSER, Ajmer
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MGSU, Bikaner
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MGSU, Bikaner
Skills
Hard working
Personal Information
- Father's Name: Tejkaran Dhamu
- Date of Birth: 03/17/98
- Nationality: Indian
- Marital Status: Single
Areas Of Interest
- Management
- Computer
Computer Knowledge Certification
- Basic
- MS Office (Word, Excel, Power-point)
Disclaimer
I hereby declare that the information furnished above is true to the best of my knowledge.
Other Certification
Foundation in Yoga Science from MDNIY, New Delhi in 2018
Timeline
Senior Operations Executive
SMFG India Home Finance Co Ltd
02.2024 - Current
Branch Credit Manager
Kaabil Finance Pvt Ltd
07.2023 - 01.2024
Credit Ops Executive
Cholamandalam Investment and Finance Co. Ltd.
03.2021 - 03.2023
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BSER, Ajmer
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BSER, Ajmer
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MGSU, Bikaner
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MGSU, Bikaner
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