Sabitri Bhagat
Bangalore
Summary
Seasoned Investigator with 4+ years of experience, known for high productivity and efficiency in completing investigations. Possess specialized skills in evidence collection, case management and expertise in analyzing complex financial data, Excel at critical thinking, problem-solving, and communication, ensuring thorough analysis and clear reporting in all assignments.
Overview
5
5
years of professional experience
Work History
Investigator (L3), investigative Reporting
HSBC
Bangalore
05.2024 - Current
- Prepare comprehensive investigation reports for regulatory compliance
- Review cases escalated by L1/L2 investigator and provide feedback as required
- Conducted background checks and risk assessments for high-risk clients to support the due diligence process
- Conduct comprehensive investigations into suspicious transactions, resulting in the identification and filing of SARS, contributing to regulatory compliance and risk mitigation
- Collaborate with law enforcement and regulatory agencies to ensure timely reporting and follow-up on filed SARS
- Develop and present detailed investigation reports and SARS to senior management, ensuring clear communication of findings and risks
- Developed strategies for gathering additional evidence or intelligence related to cases.
Senior Analyst (L2) in Transactions Monitoring
HSBC
Banglore
01.2023 - 04.2024
- Conduct in-depth investigations into suspicious transactions and financial activities, identifying fraud schemes and potential money laundering
- Analyzed customer transactions and account activities to detect fraudulent patterns, leading to a reduction in financial losses
- Monitored customer transactions for anomalies and potential red flags, contributing to the prevention of financial crimes
- Prepare comprehensive reports and documentation for regulatory authorities and law enforcement agencies
- Assisted in training new team members on AML policies and best practices
- Performed regular reviews of high-risk accounts, ensuring ongoing monitoring and documentation of transactions related to PEPS
- Managed AML alerts for ultra-high net worth (UHNW) customer in Singapore (Private Banking) and Malaysia (Retail)
- Coordinated with relationship Manager through Request for Information (RFI) requests to clarify unclear transaction details
- Reviewed the team errors received by Quality team and provide feedbacks to amend the case accordingly
- Provided walkthrough to new joiners of various applications related to Transaction monitoring and resolved their access related issues
Assistant Manager
Axis bank
Bangalore
09.2020 - 12.2022
- Familiar with a wide range of external data sources and third-party systems to be covered as a part of the due diligence process
- Handle risk, compliance of the branch and financial crime
- Oversee daily branch operations, ensuring adherence to policies and procedures while enhancing customer service
- Collaborate with senior management to develop strategies for branch growth and performance enhancement
- Timely escalation of AML concerns, suspicious activity or any corporate policy breached
- Ensures there is no breach of AML policy and to detect if there is placement, layering of illegal money to Financial System
- Track outstanding queries and issues through to timely resolution
- Collecting and collating data and identification documents pertaining to onboarding process of new customer
- Assisted in the collection and verification of client identification documents, ensuring accuracy and completeness of KYC files
Education
Post Graduation Diploma - Banking services
Manipal Academy of Higher Education
Bangalore12.2020
Bachelor - Computer Application
Sikkim Manipal University
Patna01.2016
Skills
- Financial Crime Investigation
- AML and KYC Compliance
- Risk Assessment and Management
- Transaction Monitoring Systems
- Regulatory Reporting
- Data Analysis and Reporting
- Communication and Presentation Skills
- Team Collaboration
Disclaimer
I hereby authorize that the details given are true and correct to the best of my knowledge.
Languages
Hindi
Beginner
A1
English
Beginner
A1
Timeline
Investigator (L3), investigative Reporting
HSBC
05.2024 - Current
Senior Analyst (L2) in Transactions Monitoring
HSBC
01.2023 - 04.2024
Assistant Manager
Axis bank
09.2020 - 12.2022
Post Graduation Diploma - Banking services
Manipal Academy of Higher Education
Bachelor - Computer Application
Sikkim Manipal University