SAGAR KUMAR

Roles & Responsibilities:
Preparation and filing of GST returns, reconciliation of GST data, and ensuring timely compliance.
Calculation and deduction of TDS, filing of TDS returns, and maintenance of related records.
Assisting in preparation of balance sheets, profit & loss accounts, and financial statements. Generating and analyzing MIS reports to support management in decision-making processes.Managing day-to-day banking operations, including payments, reconciliations, and

Credit Underwriting
 Underwriting / Appraisal of credit proposals
 Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis
 Quantitative & Qualitative Analysis of the case and Conduct PD
Quantitative Analysis:- Financial Analysis: credit worthiness of the client, past trends, net worth, etc. Banking Analysis: who are the anchors, and
who are the suppliers, tracking EMI repayment

Internal Audits
Executed financial audits, internal control assessments, and risk management evaluations across multiple business units.Identified weaknesses in internal controls and recommended corrective actions to mitigate risks. Assisted in the development of audit plans, risk assessments, and compliance programs.

Conduct internal audits to evaluate financial and operational controls. Assess risk exposure and provide strategic recommendations to mitigate potential financial and operational risks. Prepare comprehensive audit reports and present findings to senior management & Lead internal control reviews to enhance efficiency and effectiveness of business processes. Collaborate with cross-functional teams to drive process improvements and cost-saving initiatives.

CLIENTS HANDLED.

McDonald’s , Royal Bank of Scotland Fabindia
Alliance Air (Subsidiary of Air India) Statutory Audit Special Projects of Ministry of Electronics
and Information Technology (MEITY)