Sagar Wale
Deputy Manager
Mumbai
Summary
Dynamic banking professional skilled in credit limit setup and corporate disbursement compliance. Known for developing training initiatives that foster operational excellence and enhance team performance, ready to leverage expertise in driving impactful results.
Detail-oriented professional with expertise in wholesale banking operations and compliance. Proven track record in credit documentation and corporate disbursement management, driving operational excellence and risk mitigation.
Overview
3
3
Languages
3
3
years of professional experience
Work History
Deputy Manager
Yes Bank Ltd
01.2023 - Current
- Experience banking professional with 3 + years of expertise in wholesale banking operations. Corporate disbursement compliance and credit documentations
- Setting up of credit limits in Flexcube. Credit facilities like Cash credit , WCDL, Term Loan, Pre and Post shipment credit, LC and BG etc.
- Disbursement of WCDL and Term loan to client account.
- Expertise in RTGS and NEFT
- Recovery of Fees as per sanctioned terms and conditions.
- Issuance of No Dues Certificate/ LCM for credit facilities
- Publish weekly Limit inconsistency report to National Head of Credit Department on PAN India Basis.
- Setting up and disbursement of IBU limits
- Manage Corporate disbursement and post compliance procedure.
- Handle FD backed, Secured and Unsecured loans.
- Developed and conducted training programs for junior staff, fostering skill development and operational excellence.
- Regulatory filings like ROC, CERSAI and CHG1
Education
Bachelor of Science - Agriculture
MPKV, Rahuri
Ahilyanagar 04.2001 -
Post Graduate Diploma In Retail Banking -
Manipal University
Bengaluru, India 04.2001 -
Skills
Wholesale banking operations
Credit documentation
Corporate disbursement compliance
Credit limit setup
Fund Based facilities
ROC, CERSAI
Cash credit, WCDL
RTGS transactions
IBU limit management
Client communication
Operational excellence
Risk management
Process improvement
Timeline
Deputy Manager
Yes Bank Ltd
01.2023 - Current
Post Graduate Diploma In Retail Banking -
Manipal University
04.2001 -
Bachelor of Science - Agriculture
MPKV, Rahuri
04.2001 -