Sai Krishna K V

Responsible for

• Having approving powers upto Rs.5crores and recommending powers upto Rs.30.0 Crores.Approved proposals pertaining to working capital products based on risk analysis with respect to
  Industry , Business model, Management, Financial and Collateral aspects
• Performing credit analysis including business , industry and in-depth financial analysis of business loan proposals pertaining to SME segment
• Exposed to various working capital products such as CC/OD, LC /BG , Term loan, Packing credit and Gold metal loan. Also worked in channel finance and inventory funding proposals
• Managing login desk team of 5 members involved in preliminary check , data entry of proposals and roll out of MIS reports to senior management
• Coordinating with product partners/relationship managers and other support groups for structuring credit solutions to clients to ensure smooth onboarding with minimum TAT
• Preparing credit note and rating rationale inline with internal guidelines and reporting requirements and presenting to sanctioning authority /committee for approval
• Being recommending authority and responsible for maintenance of overall health of portfolio
• As part of credit appraisal, performed financial analysis using P&L and Balance sheet, due diligence using CIBIL reports and bank statement analysis using Perfios
• Conducted Promoter discussions and site visits to understand business model and market feedback about the customer
• Generated internal rating based on strengths and weaknesses of the proposals
• Evaluated the strengths and weakness of security offered against the loan amount proposed based on property valuation reports
• Skills/Tools used : Financial analysis using ratios, CMA, Bureau checks, Probe42,Saverisk, Perfios, SMA check, Audit reports, Assessment methods using Turnover method, Cash flow gap, MPBFI & II

• Implementation of Inventory management and order management solutions to E-commerce customers
• Analysed inventory and order management requirements of customers and prepared BRD detailing the solution required and customizations required for customer
• Co-ordinated with product team for customization , user acceptance testing and Go-live
• Was involved in various roles as part of implementation analyst such as scrum master, project manager, UA Tester and drove various projects till successful Go-live
• Provided training to customers on the final product and provided back end support to customers during initial phase of Go-live
• Provided Pre-sales support for onboarding new customers
• Performed UAT(User Acceptance Testing),Data Testing and Integration testing of Final models customized with respect to customer requirements
• Worked using APIs (SOAP and REST) for integration with third party systems
• Debugged and Troubleshooted Issues and performed root cause analysis of the issues
• Skills gained : Inventory management, Order management, API integration, data extraction and data validation using SQL, Business analysis and requirement gathering, Agile methodology, scrum
  master, User Acceptance testing(UAT) and L1 support to customers

Worked as Software Tester for major clients in Insurance and Healthcare domains.
Areas of Work : System Integration Testing of Business Intelligence reports which included Data validation against data warehouse, UI Testing and Localisation testing

Duties performed:

• Co-ordinated Test planning and Test execution processes with Onsite team and clients.
• Managed defect life cycle process within my project team
• Analyzed the quality of data in Client environment against Business requirements
• Member of Test Data Management team which is responsible to provide data for different Test scenarios
• Skill/Tools used : V-model SDLC, Data warehousing, ETL testing, SQL, HP QC, root cause analysis, Business Intelligence

Areas of Work : System Integration testing of Business Intelligence reports developed using Cognos BI.

Domains worked : Payment cards Industry

Duties Performed:

• Analyzed payments and transactional data in various Dashboard and Detailed reports against data in DB for accuracy
• Was involved in Test planning and Test execution activities
  Managed defect lifecycle process from defect assignment to defect resolution
• Tools used: IBM RFT ,SQL,DB2, Unix,Toad, Cognos, V-Model SDLC,Data warehousing, System Integration
  testing