Productive employee with proven track record of successful project management and producing quality outcomes through leadership and team motivation. Works with align team to determine requirements and provide excellent service.
Overview
6
years of professional experience
Work History
NISSAN RENAULT FINANCIAL SERVICES INDIA PRIVATE LTD
CITY MANAGER
09.2023 - Current
Job overview
Driving growth for sales and profitability across entire Bihar, Jharkhand & Odisha state
Leading and end to end execution of retail credit and dealer financing
Providing inventory funding to dealers of Nissan, Renault & Datsun
Building & Optimizing processes for Used Car loans and On-boarding of Used Car dealers
Building strong relationships with key stake holders across dealers and sales team
Liaising with credit team for smooth functioning and processing of loans
Providing Demo vehicle funding to our channel partners
Cross selling of products on offer to customers
Analyzing key areas of market expansion and sales projection
Designing and implementation of creative promotional strategies for brand advertising and customer relationship programs
Providing assessment and parametric review to team and top management
Providing training and sensitizing the dealer team with new schemes and offerings against competitors.
AXIS BANK LTD
MANAGER
12.2022 - 08.2023
Job overview
Taking care of Retail Business of Arrah, Sasaram and Buxar
Trained and mentored high-performing team through regular performance reviews, individual feedback, and professional coaching
Ensuring TAT should be maintained
Proper adherence of post doc documents
Streamlined operations to consistently deliver on targets
Developed and shared best practices to align with objectives and quality standards
Coached and trained 4 team members
Analysed strategic, core and support processes to recommend improvements
MIS reporting to seniors of daily workflow.
HDFC BANK LTD
RELATIONSHIP MANAGER
08.2021 - 11.2022
Job overview
Responsible of Auto loan market of Outbound and inbound Patna Market
Achieved monthly target
PDD collection
Relationship Management with the dealer
Achieved service time and quality targets
Maintained clean, safe working environments to eliminate accident risks
Handled customer concerns and escalated major issues to supervisor
Identifies issues, analysed information, and provided solutions to problems
Implemented more efficient processes and reduced wasted resources
Proper follow up with credit and tracking of every decision application
Generated strategic weekly key performance indicator (KPI ) targets, motivating and incentivizing staff to continually achieve and exceed expectation
Verify daily operation activities
Daily/ Weekly/ Monthly MIS reporting to seniors of Sales and Operational activities.
CSB BANK LTD
RELATIONSHIP MANAGER
10.2020 - 07.2021
Job overview
Responsible for Auto loan branch channel of Northwest Delhi
Maximized sales opportunities by determining and standardizing best practices
Built strong and positive relationships with customers/ Channel Partners by staying polite and helpful throughout interactions
Analysed competitors and adapted strategies to increase market share and expand customer base
Generated new business by executing strategic campaigns and proactively cold calling customers
PDD collection
MIS reporting to seniors.
ICICI BANK LTD
RELATIONSHIP MANAGER
07.2018 - 02.2020
Job overview
Responsible for auto loan market of branch and open market of Gaya location
Manage Auto loans through car dealers, direct sales agents and direct sales team
Empanelment of new card dealers, DSAs and DSTs in the market
Manage business promotional activities with channels
Keep close watch on competitor product, policy and market strategies
Ensure all deviations / approvals are in the file prior to disbursement
Ensured the loan applications to timely processed and to follow for disbursal within the TAT
Conduct training for all the channels and team on product, policy and market changes.
Education
MANIPAL UNIVERSITY
Bengaluru, Karnataka
Diploma of Higher Education from BANKING
01.2018
WAZIRGANJ COLLEGE, MAGADH UNIVERSITY
Gaya, Bihar
Bachelor of Science from Physics Honors
01.2015
Skills
Team leadership
Communication
Sales Planning
Channel Management
B2C
Quality
Process improvement
MS-Office
Analytical problem-solving
Risk analysing
Procedure development
Continuous improvements
Excel
PPT
Accomplishments
Streamlined workflow by consolidating lengthy processes and redundant documentation which resulted in more effective and timely completion of Work.
Promoted to DM2 in year 2021.
Timeline
CITY MANAGER
NISSAN RENAULT FINANCIAL SERVICES INDIA PRIVATE LTD
09.2023 - Current
MANAGER
AXIS BANK LTD
12.2022 - 08.2023
RELATIONSHIP MANAGER
HDFC BANK LTD
08.2021 - 11.2022
RELATIONSHIP MANAGER
CSB BANK LTD
10.2020 - 07.2021
RELATIONSHIP MANAGER
ICICI BANK LTD
07.2018 - 02.2020
MANIPAL UNIVERSITY
Diploma of Higher Education from BANKING
WAZIRGANJ COLLEGE, MAGADH UNIVERSITY
Bachelor of Science from Physics Honors
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