Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

Santosh Saha

Chief Manager - Credit
Mumbai

Summary

Have been in the field of Credit Underwriting , monitoring and also Recovery to some extent since joining UBI in 2013 .


Have handled the biggest borrowal accounts of the Industry in the most difficult times post AQR by RBI

Overview

11
11
years of professional experience

Work History

Chief Manager - Credit

Union Bank Of India
Mumbai
02.2013 - Current
  • Facilitated change management efforts, successfully guiding the organization through periods of transition while minimizing disruption to operations.
  • Conducted comprehensive financial analysis to inform decision-making processes at both tactical and strategic levels.
  • Improved communication across departments, fostering collaboration and enhancing overall operational effectiveness.
  • Led successful cost-saving initiatives, reducing expenses while maintaining quality standards.
  • Managed a team of professionals to achieve organizational goals and maintain high productivity levels.

Education

Master Of Business Administration - Finance And Marketing

Bhilai Institute of Technology
Durg
07.2008

Bachelor Of Science - Mathematics

St Thomas College Bhilai
Bhilai
06.2006

SSC - Science

BIOP SIN SEC School
Kirandul
06.2001

Skills

    Handled Biggest borrowal accounts of the Industry

    Advance level of Project appraisal and monitoring

Accomplishments

Have been part of the Team and process for recovery of lenders due in M/s Essar Steel Ltd under IBC


Identified early warning signal and exited one borrowal account saying Rs 100.00 crore for the Bank

Timeline

Chief Manager - Credit

Union Bank Of India
02.2013 - Current

Master Of Business Administration - Finance And Marketing

Bhilai Institute of Technology

Bachelor Of Science - Mathematics

St Thomas College Bhilai

SSC - Science

BIOP SIN SEC School

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Santosh SahaChief Manager - Credit