Santosh Deepak Waingankar
Asst. Manager (Credit & Operation)
Room No.102, G- Wing, Balaji Kashish Park, Panvel
Summary
Proven Assistant Manager at Bandhan Bank with a strong background in credit & operations management and exceptional multitasking abilities. Excelled in risk analysis and decision-making, enhancing customer satisfaction significantly. Skilled in time management and organization, demonstrated through efficient handling of credit processes and resolving audit queries.
Overview
7
7
years of professional experience
2
2
Certifications
Work History
Assistant Manager
Bandhan Bank
12.2023 - Current
- Supervised day-to-day operations to meet performance, quality and service expectations.
- Evaluating the creditworthiness of the customers.
- Preparation of Credit Note.
- Initiates legal and technical.
- The entire handling process from file login to disbursement is done in the system.
- Log in process - Customer loan eligibility check, Salary slip & ITR check, EMI calculation, KYC documents verification, Detail data entry (DDE), Office & Business verification, Property Visit.
- Provide loan statement, Interest certificate to the customer and resolve customer's issue.
- Resolves audit queries and processes vendor bills.
- Improved customer satisfaction by addressing and resolving complaints promptly.
Clerk (HO - Home Loan Dept.)
The Satara Sahakari Bank Ltd.
01.2018 - 11.2023
- Maintained filing system and organized customer documents for easy retrieval of information.
- Utilized strong multitasking skills to manage multiple priorities and tasks, ensuring timely completion of each assignment.
- Prepare the sanction note and keep it for approval in the board meeting.
- Property Visit, Office and Business verification visit.
- Provided quality clerical support through data entry, document management, email correspondence.
Education
MBA - Accounting And Finance
Yashwantrao Chavan Maharashtra Open University
Bandra 04.2001 -
Master of Arts - History
University of Mumbai
IDOL Kalina 04.2001 -
Bachelor of Commerce - Commerce
Dr. Ambedkar College of Commerce And Economics
Wadala 04.2001 -
HSC - Commerce
Dr. Ambedkar College of Commerce And Economics
Wadala 04.2001 -
SSC -
Lokmanya Vidya Mandir
Mahim 04.2001 -
Skills
Credit & Operations management
Certification
Government Diploma in Cooperation and Accountancy
Timeline
Assistant Manager
Bandhan Bank
12.2023 - Current
Government Diploma in Cooperation and Accountancy
11-2022
Clerk (HO - Home Loan Dept.)
The Satara Sahakari Bank Ltd.
01.2018 - 11.2023
MS-CIT
03-2013
MBA - Accounting And Finance
Yashwantrao Chavan Maharashtra Open University
04.2001 -
Master of Arts - History
University of Mumbai
04.2001 -
Bachelor of Commerce - Commerce
Dr. Ambedkar College of Commerce And Economics
04.2001 -
HSC - Commerce
Dr. Ambedkar College of Commerce And Economics
04.2001 -
SSC -
Lokmanya Vidya Mandir
04.2001 -
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