Summary
Overview
Work History
Education
Skills
Websites
Language Proficiency
Timeline
Generic

Sarath Sasi

Bengaluru

Summary

Dynamic Senior Risk Analyst with extensive experience at Greaves Finance Limited, specializing in risk assessment and credit underwriting. Proven track record in developing robust policies and effective reporting, ensuring compliance and enhancing portfolio management. Adept at financial analysis and fostering cross-functional collaboration to drive strategic risk mitigation initiatives.

Overview

8
8
years of professional experience

Work History

Senior Risk Analyst

Greaves Finance Limited
Bangalore
06.2025 - Current
  • Developed risk assessment models to evaluate financial impacts and scenarios.
  • Collaborated with cross-functional teams to implement risk mitigation strategies.
  • Prepared comprehensive reports on risk assessments for executive review.
  • Conducted periodic reviews of existing policies and procedures to ensure they are up-to-date with industry standards.
  • Analyzed financial statements, credit reports, and other relevant documents to identify risks in the organization.
  • Underwriting Trade Advance proposals and Financial lease/loans to B2B clients.

Senior Manager- Credit Risk

Muthoot Capital Services Limited
Kochi
07.2023 - 05.2025
  • Design and develop credit policies and products
  • Compliance adherence
  • Portfolio analysis and NPA management
  • Underwriting both retail and SME Loan applications after preparing detailed credit notes and financial statement analysis
  • Co-Lending partners on-boarding after thorough analysis of their products, portfolio, and technology
  • KYC and AML Compliance
  • Fraud detection, reporting and risk compliance.

Manager- Credit Risk

Kotak Mahindra Prime Limited
Kochi
05.2017 - 07.2023
  • Underwriting secured retail loans
  • Resolving early delinquent cases working with Collections team
  • Maintaining the approval TAT of loan applications as stipulated by the management
  • Empanelment and Management of vendors like Field Investigation, RCU, and valuations agencies.
  • KYC and AML Compliance.

Education

MBA - Finance

Christ University
Bangalore
04.2017

Bachelor of Science - Physics

University of Kerala
Kerala
04.2014

Skills

  • Risk assessment
  • Credit underwriting
  • Policy development
  • Financial analysis
  • Compliance management
  • Portfolio management
  • Effective reporting
  • KYC procedures

Websites

Language Proficiency

Malayalam
First Language
English
Proficient (C2)
C2
Tamil
Intermediate (B1)
B1
Hindi
Elementary (A2)
A2

Timeline

Senior Risk Analyst

Greaves Finance Limited
06.2025 - Current

Senior Manager- Credit Risk

Muthoot Capital Services Limited
07.2023 - 05.2025

Manager- Credit Risk

Kotak Mahindra Prime Limited
05.2017 - 07.2023

MBA - Finance

Christ University

Bachelor of Science - Physics

University of Kerala

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Sarath Sasi